Credit card advance cash limit: refers to the maximum limit for cardholders to use credit cards to withdraw cash through ATM and other self-service terminals. At the same time, it should be clear that the withdrawal limit and credit limit of credit cards are different. Credit card withdrawal amount is the maximum amount of cash that can be withdrawn through your credit card with the approval of the bank credit card center, and the withdrawal amount is included in the credit limit.

The credit line is 2000, and the available cash advance line is 1000, that is, the overdraft for direct credit card consumption can reach 2000 yuan, and the overdraft for withdrawal can reach 1000 yuan, and the withdrawal amount is included in the credit line.

Extended data:

Precautions for using credit cards:

1. Repay in full to avoid recurring interest: Although banks emphasize interest-free period when promoting credit cards, most people are not very clear about the rules of interest-free period, thus spending a lot of money. If the consumer fails to repay the loan in full, he/she must pay the interest and does not enjoy the interest-free period (daily interest = the remaining unpaid amount of the day * interest rate).

2. Temporarily increase the credit limit to avoid exploding credit cards: in fact, every credit card has a hidden over-limit limit. When you burst your credit card, it is easy to use the over-limit line, and once you use the over-limit line, it means paying a high over-limit fee. I suggest you apply to the bank in advance to increase the temporary limit, which will not only avoid the explosion of credit cards, but also increase the credit limit.

3. The minimum repayment amount must be full to avoid overdue repayment: in daily life, there is often a situation of poor capital turnover. At this time, you can choose the minimum repayment limit to repay, which can ensure that your personal credit record will not be affected, and there will not be too many late fees. However, it is important to note that the minimum repayment amount must be paid in full, otherwise you will encounter a high late payment fee. ?

4. Use the cash advance function of credit card carefully. Once used, please pay back as soon as possible to avoid paying high interest.

References:

Baidu Encyclopedia-Credit Card Limit Baidu Encyclopedia-Credit Card Advance Cash