If you open an account in Russia, we recommend you to go to внешторгбанкккккккк.
After arriving in Russia, it is also very simple to apply for a bank card. There are many students in China, so just ask a senior to help you when you arrive. Moreover, the card has a long validity period and can be swiped in supermarkets and shopping malls. You can send money from China by telling your family the card number. You can open two different cards, one for saving money and the other for spending money. It's all free in Russia. Getting a euro visa or MasterCard before going to Russia has nothing to do with the bank. After going to Russia, take out euros and immediately change them into rubles. It is recommended to take as much as you want, because the exchange rate changes rapidly.