What are the conditions for applying for Bank of China VISA all-currency credit card?

Chinese citizens who are between 18 and 65 years old, have full capacity for civil conduct, and have legal and stable income, as well as foreigners and compatriots from Hong Kong, Macao and Taiwan who meet the conditions of having the right of residence in China are eligible. Apply for a Bank of China credit card locally.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Minsheng VISA full-currency credit card application conditions and information

As a full-currency credit card issued by Minsheng Bank, this Minsheng visa full-currency credit card has always attracted the attention of card friends. Many cardholders want to apply for this credit card, but they don’t know how to apply for it, and they don’t know whether they meet the application conditions for this card. Let’s introduce it to you.

This card is positioned at the gold card level, with a limit of up to 50,000 yuan. Compared with the regular cards issued by Minsheng Bank, it is still difficult to apply for this gold card. However, if you master certain methods and techniques when applying, it will be easy to get accepted.

The annual fee is 300 yuan, and the annual fee is waived in the first year. If you spend 5 RMB transactions or 1 foreign currency transaction with a RMB/USD account in the current year, the annual fee for all currency credit cards in the next year will be waived.

1. Application conditions

1. Age requirements: Domestic residents must be between 18 and 65 years old, and foreigners must be between 25 and 65 years old;

2. Job requirements: Have a stable workplace, income and fixed residence;

3. Credit requirements: No bad credit record (how to establish a good credit record)

Note: Applicants for supplementary cards must be the parents, spouse or children of the main cardholder, aged between 16-65 years old.

2. Supporting documents

1. Valid identity documents for applicants of main card and supplementary card: resident ID card (please provide the front and back of the second-generation ID card), household register, Copies of military officer's ID card, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan residents, and passports.

2. Main card applicants please provide the following supporting documents:

Work certificate: such as the original work certificate issued by the work unit, a copy of the employment contract, a copy of the work permit, etc.

Proof of income: such as salary records issued by banks, income certificates issued by units, income tax withholding certificates, etc.

Tips

1. The limit of Minsheng VISA all-currency credit card is related to the personal information submitted by the applicant and the applicant’s overall situation.

2. Every six months, Minsheng Bank will increase the credit limit. As long as the card owner swipes the card frequently and repays on time, the bank will automatically increase the credit card limit.

Minsheng VISA full-currency credit card

(0 handling fee for foreign currency transactions and overseas cash withdrawals; overseas five-star hotel discounts)

Bank of China visa full-currency credit card in China Can it be used?

Bank of China stops domestic RMB transactions for all-currency (EMV) single-logo credit cards:

According to regulatory requirements, single-logo cards such as VISA, MasterCard, JCB, and American Express issued by domestic Bank of China Foreign currency Bank of China credit cards can only be used outside China and in Hong Kong, Macao and Taiwan. Note: First make it clear that the card is an EMV card of VISA, MasterCard, American Express, and JCB card organizations; domestic transactions refer to consumer transactions including online transactions, cardless payments, and physical transactions. Repayments will not be affected (deposits, withdrawals, and transfers will not be affected).

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

That’s it for the introduction of visa’s all-currency credit cards.