The interest rate for bank card deposits is 2.0%, and the one-year interest rate for depositing 10,000 yuan is 10,000*2%=200 yuan.

Extended information:

The deposit interest rates of major banks are different. Different banks, different terms, different amounts, different deposit businesses, etc. are all different. If you deposit 10,000 yuan in cash in the bank now, how much interest will you get in a year?

In order to calculate more accurately, how much interest will be earned by depositing 10,000 yuan in cash in a bank per year, I will select the deposit interest rate of a domestic bank:

Select this Based on the bank's deposit interest rate, how much interest will be calculated on 10,000 yuan?

1. The interest rate for demand deposits is 0.30%;

2. The interest rate for three-month time deposits is 1.40%;

3. The interest rate for six-month time deposits The interest rate is 1.65%;

4. The one-year time deposit interest rate is 1.95%;

5. The two-year time deposit interest rate is 2.50%;

6. The three-year time deposit interest rate is 3.15%;

7. The five-year time deposit interest rate is 3.15%;

According to the deposit interest rate of this bank, for 10,000 yuan For cash, according to demand and time deposits of different maturities, the interest you can get every year is as follows:

1. Survival period

Interest = principal * interest rate * time = 10000 * 0.3% * 1 year = 30 yuan, and there is only 30 yuan in interest per year;

2. Deposit for three months on a regular basis

Interest = principal * interest rate * time = 10000 * 1.4% * 1 Year = 140 yuan, one year’s interest is 140 yuan;

3. Deposit for six months regularly

Interest = principal * interest rate * time = 10000 * 1.95% * 1 year = 195 yuan, one year’s interest is 195 yuan;

4. Deposit regularly for one year

Interest = principal * interest rate * time = 10000 * 2.10% * 1 year = 210 yuan, One-year interest is 210 yuan;

5. Deposit for two years

Interest=principal*interest rate*time=10000*2.50%*1 year=250 yuan, one-year interest is 250 yuan;

6. Deposit for three years on a regular basis

Interest = principal * interest rate * time = 10000 * 3.15% * 1 year = 315 yuan, one year’s interest is 315 yuan ;

7. Deposit for five years

If you choose a five-year time deposit of 10,000 yuan, the one-year interest will also be only 315 yuan.

Through calculation, it can be known that based on the deposit interest rate of this bank, the minimum interest income of 10,000 yuan in cash will be 30 yuan per year, and the maximum interest income will be 315 yuan.

What happens if you deposit 10,000 yuan in cash in the bank?

Everyone knows that the best thing about depositing money in the bank is the high security of the principal. Another advantage is that it is convenient for you. These are the only two major advantages.

But the biggest disadvantage of depositing 10,000 yuan in the bank is that the bank's annual interest rate is completely lower than the inflation rate. If it is lower than the inflation rate, it means that the more you save, the less valuable it becomes.

So it is not the best choice to deposit the 10,000 yuan in a bank. There are also other investment and financial management options for the 10,000 yuan, such as money funds, funds, investment Financial markets, etc., these are all options. In short, with many investment and financial products on the market, it is best to choose one or two investment and financial products that are most suitable for you.