Let's talk about China Merchants Bank first, which is very unkind. Although its service is good, the points are really a bit harsh. 20 yuan scores a point. Although the redemption points are not high, what should you do if your spending amounts are 18 and 19 yuan? How much was wasted? Therefore, China Merchants Bank points are really chicken ribs.

Personally, I think both Industrial Bank and Bank of East Asia have good points. Xingye has many points activities, the most important thing is that it can be exchanged for mobile recharge cards, and 28,000 points can be exchanged for 100 yuan recharge cards. This is still good. East Asia can also do it, especially the recent activity of doubling the score by 30 times is very good. Compared with Xingye, it is more favorable for East Asia to exchange mobile prepaid cards, with 42,000 yuan convertible 100 yuan prepaid cards.

As for the four major state-owned banks, points activities are ok, but after all, points are not their bright spots, so points can only be said to be average for banks such as Bank of China, China Construction Bank and ICBC, and there are not many types of exchanges, which are not good enough.