what is the financial fund of guangfa bank?
CGB Finance is a kind of credit debit business, which mainly provides emergency loan service for customers of CGB. You can apply for the financial fund and then return it by stages, which can solve your urgent needs well.
Application conditions for Guangfa's exclusive financial gold:
1. You must hold a credit card of Guangfa Bank, and you must use it normally for more than half a year. Normal use means that you can't have records of bad behaviors such as overdue repayment and tx.
2. If you want to apply for Guangfa's exclusive financial fund, your pre-tax income must reach more than 6, yuan, and you need to provide relevant salary flow.
3. You must work continuously in your current work unit for more than 12 months before you can apply for Guangfa's exclusive financial gold;
4. If you can, you can provide proof of real estate under your name or relevant proof of car driving;
5. Guangfa can only apply for the exclusive financial gold if it is a civil servant, a formal employee of a public institution or an executive of a listed company or a top 5 enterprise.
when can I have money?
as long as all the conditions meet the requirements of the bank, it will take about two hours to transfer the money of the financial fund to the credit card in your name. It should be noted that. If it is an inter-bank transfer, you need to deduct 2 yuan's handling fee. Moreover, the financial intelligence fund is a one-time transfer, and only one handling fee is charged. As long as you meet the conditions for Guangfa to apply for exclusive financial intelligence gold, you can apply for it and try it. No matter when you can get financial intelligence gold, as long as you meet the requirements, the money will definitely arrive.
The following situations are the most likely to lead to the rejection of Guangfa's exclusive financial fund:
1. The use of Guangfa's credit card or exclusive financial fund fails to repay on time, or other loan products with credit information are overdue, resulting in bad credit records;
2. There are too many credit cards, and the multi-head credit situation is serious, and each credit card is in a long-term empty card state;
3. There are too many applications for loan products from Shanghai Credit Information Co., Ltd. and the debt is too high, which will make banks question their repayment ability;
4. Guangfa Credit Card has a high credit line, but it is not commonly used, and there is no transaction record for more than 6 months;
5. there is no quota for guangfa's exclusive intellectual property, such as the quota is borrowed, or the quota suddenly disappears.