If you apply for a China Merchants Bank credit card, only a social security card will not work. You need a local China Merchants Bank, and you are 18-60 years old. If you can provide your ID card, work certificate and income certificate, you can try to apply. If you need a car card, Attach a copy of the driving license in your name. If the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of the credit card shall be subject to the final review result.