hello, we don't judge whether you can earn points according to what merchants you trade or what you buy, but we do verification according to the type of account registration, so we can't predict the type of merchants you trade for you before you trade. I suggest you confirm with the merchants or we will check for you after the merchants settle accounts. According to the points rules of China Merchants Bank, some items will not be counted as points: 1. Annual credit card fee, revolving credit interest, fees and interest of cash advance, fees derived from overdue payment (such as liquidated damages and interest), and other fees agreed in the Credit Card Collection Contract of China Merchants Bank; 2. Relevant expenses paid by withholding; 3. Including but not limited to the consumption of low-rate and zero-rate merchants such as real estate, automobile sales, wholesale, public hospitals, public schools, government, finance (insurance, investment), charity, residential services and non-profit social services; 4. Other projects designated by China Merchants Bank.

credit card consumption of our bank accumulates points, and one point is accumulated for each single consumption of 2 RMB /2 USD.

car cards and city theme series gold cards will accumulate 1 point for every 2 yuan or USD 2, and an additional 5% points will be given (integral values are rounded), but the validity period is 2.5~3 years. YOUNG Card Youth Master Card, Sina Weibo Credit Card and GQ Card holders spend money with this card in the birthday month, and they will be rewarded with 1 extra point, with a maximum of 2, points. Some merchants do not accumulate points for transactions and credit card charges. Click here to learn more: /ccclubnew/ContentDetail.aspx? GID = cd8b5d3-f6a3-42ac-a15c-e252e1247a6c

Attribution account of points:

All points accumulated by consumption under the names of the principal cardholder and the supplementary cardholder belong to the principal cardholder's points account, which is only used by the principal cardholder.

the points of personal card and personal debt-bearing business card that accumulate permanent valid points of China Merchants Bank's credit card are calculated together.

Car cards, city theme series gold cards, Jiuyou.com co-branded cards, Warcraft cards, ThinkPad credit cards, QQ member co-branded cards, Kaixin.com co-branded cards and American Express cards accumulate exclusive points, which are not combined with points of other cards.

gloria hotels group co-branded cards accumulate partner points, and aviation co-branded cards accumulate partner miles.