If you are applying for the CMB YOUNG card, you must have a college diploma or above and be under 30 years old. If your academic qualifications are not enough, you can apply for other credit cards.

Under normal circumstances, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. After receiving the application form and relevant materials from the applicant, the card-issuing bank will review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. For the applicant, the creditworthiness of the applicant must be assessed. For individuals, the relevant circumstances of the guarantor must also be reviewed.

The materials that need to be provided are as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required). Military personnel need to provide a military ID card. Copy of certificate;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a copy of the work permit/plate;

3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates /Car driving license/Copy of bank deposit certificate) and other materials that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.