What are the requirements for applying for a high-limit credit card from Everbright Bank?

To apply for a high-limit credit card from China Everbright Bank, in addition to the ID card, work permit, academic certificate, home address and other information required to apply for an ordinary credit card , if you want to apply for a large credit limit from Everbright Bank, then proof of financial resources is very important, such as driving license, real estate certificate, etc. If you already have a credit card from China Everbright Bank, your accumulated credit history can be provided.

In addition, whether you have obtained a loan from China Everbright Bank for the house you purchased before, whether it was repaid on time, etc., these are all good for increasing your credit card limit. All in all, your financial resources and your credit are the prerequisites that determine whether you can get a large-limit credit card. In addition to providing these materials yourself, China Everbright Bank will also carefully review and investigate them during the credit review.

Requirements for applying for large amounts of credit cards from China Everbright Bank:

In terms of deposits: certificate of deposit, usually more than 200,000; in terms of property rights: certificate of real estate, usually more than 1 million; car driving license Proof of more than RMB 500,000; income: Proof of income, annual income of not less than RMB 150,000. Public servant, civil servant, or person in charge of a top 500 enterprise.

The above conditions allow you to apply for a large-deposit credit card such as Diamond Card or Platinum Card. The limit is generally around 500,000, but it should be noted that the annual fee is usually around 1,000, and there are no discounts or exemptions.