1, open Alipay, enter my interface, and click merchant service;

2. After entering, click on the flower garden to collect money, and click;

3. In the flower bud collection interface, click to open the flower bud order above 150 yuan;

4. You can see that it has been successfully opened. It should be noted that 150 yuan or above has a handling fee, which is 0.6% during the activity and 0.8% during the normal time;

5. If you want to close the order supporting flower buds with the price exceeding 150 yuan, please click Close Flower Buds to collect money.

First, the social value of flower buds

1. In the past year, the regulatory authorities encouraged consumer credit innovation four times, focusing on serving low-and middle-income people, releasing consumption potential and promoting consumption upgrading.

2. Many online consumers covered by ant flower buds are people that traditional financial institutions have not contacted. More than 60% of the users of ant flower buds have never used the financial services provided by traditional financial institutions before.

3. After using ant flower buds, the user's spending power has increased by about 10% compared with before, which has played a positive role in stimulating consumption. Ant flower buds have a more obvious stimulating effect on low-and middle-consumption groups. Driven by ant flower buds, the consumption power of people who spend less than 1000 yuan per month has increased by 50%.

Second, the garden application scenario

1, the industry believes that financial institutions such as banks have experience in capital and risk control, and Huayuan has consumption scenarios and risk control data. Both sides have their own strengths and complementary advantages. Therefore, cooperation can not only make finance truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, which is conducive to the development of the industry.

2. Ant Flower Garden supports multi-scene shopping. Previously, the main application scenarios were Taobao and Tmall, and most merchants in Taobao and Tmall can use it to pay.

3. Ant Flower Garden has stepped out of Ali's e-commerce platform and accessed more than 40 external consumption platforms: most e-commerce shopping platforms, such as Amazon and Suning; Local life service websites, such as word of mouth, Meituan, and public comments; Mainstream 3C official shopping malls, such as official shopping malls such as LeTV, Haier, Xiaomi and OPPO; There are also some overseas shopping websites.

Operating environment: mobile phone vivoS6 Android 10, AliPay: 10.2.33.