1: at least 18 years old, with no bad credit record;

2. Have a stable job and income and a good economic situation;

3. Have full capacity for civil liability and capacity for conduct;

4. There are other financial supporting materials.

After meeting these conditions, you can apply for a credit card from the bank. When applying for a credit card, you also need to submit the following materials to the bank:

1: proof of identity, that is, a copy of my ID card;

2. Work proof and income proof materials, including your work permit, your income proof form or your salary table;

3. Other documents that can prove your financial resources, such as your real estate, car, bank deposits, funds, bonds, social security or medical insurance. With these materials, the probability of your successful application will be further improved.

But according to what you said, you don't have a job, a house or a car at present, and many necessary materials can't be submitted, so if you want to apply for a credit card, the success rate is very low. If you want to start a business, you can try to get a loan.