How to cancel a credit card of China Everbright Bank

1. Cancellation at a China Everbright Bank branch:

You can cancel your credit card account directly at a China Everbright Bank branch, bringing your credit card and identity. To cancel the account, go to the outlet to cancel the account. Everbright Bank is one of the few banks that can cancel credit card accounts at its business outlets. This is the most convenient and safest way to cancel accounts.

2. Cancellation of credit card by Everbright Bank by phone:

In addition to canceling the credit card at a business outlet, you can also choose to cancel the credit card by using the customer service number of Everbright Bank. Call Everbright 95595 toll-free customer service number and press 1- 0 to receive manual service, please log out from Everbright customer service.

: Features of Everbright Bank Credit Card

1. Password consumption, safe and reliable.

Ebright Credit Card has a unique password consumption function, making your credit card more secure and reliable.

2. Reward customers

The majority of credit cards have specially enriched customer reward programs, and with various reward methods, you can get rewards for every expenditure and make your life more enjoyable. Wonderful. Detailed terms will be announced soon, so stay tuned.

3. One card, two currencies, universally accepted

Sunshine Credit Card is a dual-currency credit card. Special merchants that accept VISA card services in more than 240 countries and regions around the world can swipe their cards to withdraw local currency at more than 840,000 ATMs with the VISA logo around the world.

4. Overseas credit card RMB settlement

Sunshine Credit Card has opened credit card RMB settlement business in Hong Kong, Macau, Singapore, South Korea, Thailand and other places. At merchants with the "UnionPay" logo Or transactions conducted at ATMs can be settled and repaid in RMB.

For foreign currency transactions, China Everbright Bank will settle the transactions at the current exchange rate. Withdrawing cash from overseas ATMs with the "UnionPay" logo requires a withdrawal fee of RMB 1 for the transaction amount, with a minimum of RMB 15.

5. Overseas foreign currency consumption and domestic RMB repayment

Sunshine Credit Card can be used for overseas foreign currency consumption. You can apply for RMB foreign exchange purchase or direct repayment in U.S. dollars over the phone to avoid insufficient foreign exchange, The trouble of not having much foreign exchange.

6. Easily withdraw cash overseas

You can withdraw RMB cash at China Everbright Bank counters, ATMs or other bank ATMs with the "UnionPay" logo, or you can withdraw RMB cash overseas. Withdraw local currency from an ATM machine or bank counter with the "VISA" logo.

How to cancel an Everbright Bank credit card

Canceling by phone: It is most convenient to cancel a credit card over the phone. Call the bank’s customer service hotline directly and follow the prompts to enter the manual service. The customer service staff will verify some The credit card will be canceled after the information is sent, but the cancellation time may be longer over the phone, which requires everyone's attention.

Canceling the card at a business outlet: The cardholder goes to the nearby Everbright Bank with the credit card to be canceled and his/her ID card. After filling in the account cancellation application form, the bank will send a copy of the cardholder’s ID card and all The completed account cancellation application form is submitted to the head office. The cardholder can just wait for the message or call to inquire about the process.

Note: When applying for Everbright Credit Card account cancellation, if there is an overpayment in the card, you need to withdraw the overpayment before applying. Overpayments from Everbright Bank's credit cards cannot be transferred to debit cards. Cash can be withdrawn through ATMs or counters. The handling fee for claiming overpayments is 1% of the transaction amount, with a minimum of 3 yuan per transaction and a cap of 200 yuan.

After applying for cancellation of Everbright Bank credit card, the points will be reset to zero. If the supplementary card is applied for cancellation, the points can be transferred to the main card. Generally speaking, you can apply again after half a year after canceling your credit card. However, after the Everbright Bank credit card is cancelled, you can apply to restore the card without having to apply again. Canceling a credit card or canceling an account will not affect the credit record of the cardholder.

How to cancel the account of Everbright Bank credit card

In this convenient and fast life, more and more people have credit cards, and their use is becoming more and more popular. Some card holders After getting the credit card, people find that the credit limit is lower than they expected, so they no longer want to use the credit card and want to apply to cancel the credit card. So how do you cancel the account of Everbright Bank Credit Card?

1. Cancellation by phone: Cardholders only need to call the customer service hotline of China Everbright Bank to apply for credit card cancellation.

2. Online cancellation: Cardholders can log in to the official website of Everbright Bank to handle cancellation business.

3. Third-party cancellation: Cardholders can handle credit card cancellation through Everbright Bank’s mobile APP.

The above is an introduction to the account cancellation method of Everbright Bank credit card.

How to cancel Everbright Credit Card

1. The cardholder brings his or her ID card and credit card to a bank branch to cancel.

2. Dial 95595 or 4007-888-888 and follow the voice prompts to press the number keys or contact customer service to log out.

3. If the credit card is lost, the card cancellation procedure can only be processed at the branch.

The Everbright Bank Credit Card Center was founded in July 2003 and was officially established at the end of 2003. It is directly affiliated to the China Everbright Bank Head Office and serves as a national joint-stock commercial bank within the framework of state-owned holdings and international financial organizations’ participation. The credit card center for consumers.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.

Feature Introduction

Password consumption, safe and reliable

Sunshine Credit Card has a unique password-based consumption function, making your card swiping safer and more reliable.

Reward customers and keep the excitement going

Sunshine Credit Card has specially designed a rich customer reward program, with various reward methods, so that every expenditure of yours can be rewarded and your life will be doubled. Wonderful. Detailed terms will be announced soon, so stay tuned.

One card with dual currencies, universally accepted

Sunshine Credit Card is a dual-currency credit card. You can swipe your card at designated merchants that accept VISA card services in more than 240 countries and regions around the world, and withdraw local currency at more than 840,000 ATM machines with the VISA logo around the world.

Overseas card payment in RMB settlement

Sunshine Credit Card has opened credit card RMB settlement business in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and can withdraw cash at merchants with the "UnionPay" logo or automatically Transactions conducted on board can be settled and repaid in RMB.

For foreign currency transactions, Everbright Bank will settle based on the exchange rate of the day. When withdrawing cash from overseas ATMs with the "UnionPay" logo, you need to pay a cash withdrawal fee of 1% of the transaction amount in RMB, with a minimum of 15 RMB.

Overseas foreign currency consumption, domestic RMB repayment

For foreign currency consumption overseas with Sunshine Credit Card, you can apply over the phone to purchase foreign exchange repayment in RMB or repay directly in U.S. dollars. Save you the trouble of insufficient foreign exchange and exchange.

Easily withdraw cash at home and abroad

You can withdraw RMB cash at Everbright Bank counters, ATMs or other bank ATMs with the "UnionPay" logo in China using your transaction password. You can also withdraw local currency at overseas ATM machines or bank counters with the "VISA" logo.

Multiple repayment methods

How to cancel Everbright Bank credit card and cancel account

Credit cards can be canceled in the following ways:

1. Bank branches

You can directly go to a China Everbright Bank branch to cancel your credit card. Bring the credit card and ID card you want to cancel to the branch.

If the cardholder accidentally loses the credit card, he or she is generally required to provide a certificate and apply for a new original credit card before canceling the card again.

2. Telephone logout

You can call the Everbright Bank customer service hotline 95595 or 4007-888-888. After the call is answered, enter the corresponding number keys according to the voice prompts to operate. Or enter the numeric key "0" to switch to manual service and complete the credit card cancellation with the help of the staff. This makes credit card cancellation more convenient and faster.

Please keep the notes on cancellation of Everbright Bank credit cards:

1. Users who hold the main credit card can generally apply to cancel the main card or a specially designated credit supplementary card. After canceling the main card, , the supplementary cards can be canceled together.

2. When canceling a credit card account, you must first repay overdraft fees, interest, handling fees and other fees in a timely manner.

3. When cardholders apply to cancel their credit cards, they should keep their credit cards with them.

4. When applying for Everbright Credit Card account cancellation, if there is an overpayment in the card, you need to withdraw the overpayment before applying. Overpayments from China Everbright Bank's credit cards cannot be transferred to debit cards. They can be withdrawn through ATMs or counters. The transaction amount will be charged at 1 or 3 yuan per transaction, with a cap of 200 yuan.

China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

As of the end of June 2021, China Everbright Bank has established 1,299 branches in the country, achieving full coverage of the domestic provincial administrative regional service network. The institutional outlets radiate to 149 economic center cities across the country. In 2021 China Everbright Bank ranks 32nd in the "Top 1000 Global Banks" list, and 25th in the 2021 "Top 500 Global Bank Brand Value Rankings". Accelerating its international layout, the Hong Kong Branch, Seoul Branch, China Everbright International, China Everbright Europe and Luxembourg branches have been opened and operated one after another. The Sydney branch has applied for the establishment, and its social responsibility has become increasingly evident. It has continued to support the "Water Cellar for Mothers" charity activity for many years, which has created a significant impact in society. Great influence; in the "Ranking of the World's 1,000 Largest Banks" released by the British "Banker" magazine in 2017, China Everbright Bank ranked 49th; in the "Ranking of the World's 1,000 Largest Banks" released by the British "Banker" magazine in 2018 Ranked 39th in the "Bank Rankings", an increase of 10 places from 2017. On December 18, 2019, it was selected into the People's Daily's "China Brand Development Index" 100 list, ranking 73rd. In March 2020, it was selected as the 184th among the top 500 global brands in 2020. In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin transferred its 10.251 billion A shares of the company to Everbright Group.

How to cancel Everbright Bank credit card?

After opening the credit card, you don’t want to use it, or you decide to give up after using it for a period of time. At this time, you need to cancel the credit card. Below, I will talk about how to cancel the Everbright Bank credit card for Jintou Credit Card?

1. How to cancel your credit card at China Everbright Bank

1. Cancellation at a bank branch

You can directly cancel your credit card at a branch of China Everbright Bank, bringing To cancel the credit card and your ID card, just go to the branch to handle it.

If the cardholder accidentally loses the card, he or she will generally need to issue a certificate, apply for a new original credit card, and then go through the card cancellation procedure again.

2. Log out by phone

You can call China Everbright Bank’s customer service hotline at 95595 or 4007-888-888. After the call is answered, enter the corresponding number key operation according to the voice prompts. Or enter the numeric key "0" to switch to manual service, and complete the cancellation of the credit card with the help of the staff. This way of canceling a credit card is more convenient and faster.

2. Notes on Cancellation of Everbright Bank Credit Cards

1. Users who hold the main credit card can generally apply to cancel the main card or a specially designated supplementary credit card to cancel the main card. Then the additional cards will be canceled together.

2. When canceling a credit card account, you must first pay off the overdraft fees, interest, and handling fees in a timely manner.

3. Cardholders should keep their credit card with them when applying for credit card cancellation.

4. When applying for Everbright Credit Card account cancellation, if there is an overpayment in the card, you need to withdraw the overpayment before applying. Overpayments from Everbright Bank's credit cards cannot be transferred to debit cards. Cash can be withdrawn through ATMs or counters. The handling fee for claiming overpayments is 1% of the transaction amount, with a minimum of 3 yuan per transaction and a cap of 200 yuan.

3. How long does it take to apply again after the Everbright Bank credit card is canceled

Generally speaking, you can apply again after half a year after the credit card is canceled. However, after the Everbright Bank credit card is cancelled, you can apply to restore the card without having to apply again.

But I recommend that you submit a credit card application three months after canceling the credit card, so that there will be no suspicion of malicious card opening.

The above is the content I introduced to you about "How to cancel Everbright Bank Credit Card?" from Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

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That’s it for the introduction to Everbright credit card cancellation.