You can't cancel the credit card with arrears before canceling the credit card of CITIC Bank, so remember to pay the arrears.
If you have a bad credit record due to overdue, you should choose to continue to use it, repay it on time every month, and spend more by credit card.
Because in the face of this situation, it cannot be eliminated in a short time. Only by choosing the method of continuing to use can the bad records be overwritten. Once the cancellation is overdue, the record cannot be eliminated.
The cancellation method is as follows:
1. Call cancellation
If you need to cancel the credit card of CITIC Bank, you can choose to call the 24-hour customer service telephone number 40088-95558 of CITIC Bank to cancel, and you can cancel the card directly if you switch to manual work.
You just need to follow the telephone prompts to find the manual service and explain why you want to cancel your credit card. The customer service staff of CITIC Bank will help you with it, but it will take several working days and will not cancel it for you at that time.
2. Cancel the outlets
You can bring your valid ID card and the credit card that needs to be cancelled, go directly to the outlet of CITIC Bank and cancel it through the counter of CITIC Bank, but the credit card can only be cancelled if there is no arrears.
And it must be in person. Just ask the staff at the counter to cancel. If you have more questions, you can also consult the bank staff.
How to cancel the credit card of CITIC Bank?
There are three ways to cancel the credit card of CITIC Bank, namely, online account cancellation, telephone account cancellation and counter account cancellation.
1. Online cancellation: You can log in to CITIC Bank official website directly, find the credit card cancellation button and follow the prompts. However, when you cancel, you must pay off the debt, even if you pay more or less. What's more, you charge an annual fee? These are all things that need attention.
2. Telephone cancellation: Call CITIC Bank's credit card customer service number (credit card face generally has contact information), and then transfer to manual service. Confirm the information step by step according to the instructions of customer service.
3. Counter account cancellation: Go to the nearest CITIC Bank outlet with my ID card and the credit card of the account to be cancelled, and handle it with the help of the bank staff. As a reminder, when canceling a credit card, the points can be processed together. If you have multiple credit cards of Zhang Zhongxin Bank, you can transfer the points in the cancellation card to another credit card when you cancel. If there is only one credit card, the cardholder can convert all the remaining points in the card into gift air miles to avoid waste.
If you want to know when the credit card was successfully cancelled, you can call the bank's credit card customer service about 45 days after applying for cancellation, or you can directly check the card.
1 If your CITIC bank card is a debit card and you have a physical bank card, you can go directly to a branch of CITIC Trust with your bank card and ID card. If there is no physical bank card, you can only go to the bank counter with your ID card, report the loss first, and then cancel the card. No matter what kind of bank card, if you want to cancel your debit card, you need to bring your ID card and bank card and go to the bank counter to cancel it.
If you are a credit card of CITIC Bank, there will be three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. Online cancellation means directly logging in to official website of CITIC Bank and finding the button to cancel the credit card. Just follow the prompts. Telephone account cancellation means calling the credit card customer service number of CITIC Bank at 400-88-95558, and then switching to manual service, following the customer service instructions and confirming the information. Counter account cancellation means that I bring my ID card and the credit card to the branch of CITIC Bank, and can handle it with the help of bank staff.
When canceling the CITIC Bank card, you should take out the balance inside. When canceling the CITIC Bank credit card, you should know whether there is any debt in the card, and whether to charge an annual fee after cancellation.
Whether it's a debit card or a credit card, you should always keep track of the cancellation progress after applying for cancellation. If it is a letter, you can call the bank's credit card customer service about 45 days after applying for account cancellation, or you can try it out.
CITIC Credit Card Account Cancellation Process
The process of canceling the credit card of CITIC Bank is as follows: Call the hotline of CITIC Bank Customer Service Center at 400-889-5558, and then transfer to manual service to cancel the account. You can also bring your valid ID card and credit card to any branch of China CITIC Bank to apply, and the staff will help you close your account at the bank counter. Be sure to call the bank 46 days after submitting the application for account cancellation to confirm whether to cancel the account, and cut off the credit card after the account cancellation is successful to prevent the card from being stolen.
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.
The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.
At the end of 1984, due to the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Company), wrote to the Central Committee specifically, requesting the establishment of a bank under CITIC Company to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange trading, exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.
How to cancel CITIC Credit Card?
CITIC Credit Card Cancellation Process
If you do not want to use your credit card, you can cancel it. The cancellation method of CITIC Bank's credit card is as follows:
Call customer service to cancel. Basically, all bank credit cards do not support counter account cancellation, and they have to call customer service. CITIC Bank's credit card cancellation can be done manually by phone in the customer service center.
1. If your CITIC credit card has been opened, and you swipe your card once within 30 days, you can call the toll-free customer service number to complete the card return operation;
2. If your card has not been opened, dial 8009995558- 1-2- to prompt you to swipe your card once it is opened; If the annual fee of 100 yuan is deducted because the card is not swiped in time, you can call 800995558-1-0-after swiping the card once and apply to the customer service for free handling fee.
Pay attention to the following points when canceling the credit card of CITIC Bank:
1. When canceling the card, the account cannot have arrears and overpayments, and in order to ensure the security of the account, the card must be carried with you when canceling the card by telephone.
2. If your credit card of CITIC Bank is lost, you can only cancel it at the branch counter.
3. If you want to know when the credit card was successfully cancelled, you can call the bank credit card customer service about 45 days after applying for cancellation, or you can directly swipe your card for testing.
How to cancel the credit card of CITIC Bank?
The credit card cancellation methods of CITIC Bank mainly include:
1, customer service telephone number: CITIC Bank credit card can be cancelled by customer service telephone number. You only need to call the 24-hour customer service hotline of CITIC Bank at 400-88-95558 to cancel the account.
2. Counter of bank outlets: You can go to any outlet of China CITIC Bank with your valid personal ID and credit card, and fill out a form at the counter to cancel your credit card.
Pay attention to the following points when canceling the credit card of CITIC Bank:
1. When canceling the card, the account cannot have arrears and overpayments, and in order to ensure the security of the account, the card must be carried with you when canceling the card by telephone.
2. If your credit card of CITIC Bank is lost, you can only cancel it at the branch counter.
3. If you want to know whether the credit card has been cancelled successfully, you can call the bank credit card customer service about 45 days after applying for cancellation, or you can directly swipe your card for testing.
This is the end of the introduction on how to cancel the credit card of CITIC Bank and how long it takes to reapply after cancellation. I wonder if you have found the information you need?