1. Credit card refund has a lot of information, such as interest refund, annual fee and so on. So can I really return it? If you consult, you will say that the probability of success is high, and success will be charged. The general agency fee is 20%-50%. You need to provide detailed information, including credit card number, ID number, inquiry password, information filled in when applying for a credit card and so on. Then you need to transfer the mobile phone, and the agent will call the bank in the name of the customer, pretending to be the customer himself, and ask the customer service to find out how much interest, late fees and annual fees he has generated in recent years. Then tell the customer service that according to the relevant policies and regulations of the People's Bank of China, such as "Credit Card Regulations No.40" and "Relevant Provisions on the Trial of Credit Card Disputes by Courts", banks are not allowed to collect liquidated damages and late fees. And asked to refund the overcharged related fees. Customer service will say these fees are non-refundable.

2. So can I get a refund for this operation? Of course, some customers' fees can be refunded, otherwise there will not be so many intermediaries advertising to take orders.

If the refund is successful, will it affect the credit card? The intermediary must tell you that it doesn't matter, because people have to take orders to make money. In fact, it will definitely have an impact. Refund will affect the amount of credit card support. In reality, many card friends have successfully refunded their fees. After the next bill is paid back, the amount will be reduced a lot, even stuck, let alone increased.

Because banks are for-profit institutions, the money earned by banks cannot be returned to banks abruptly.