How about the ICBC China Southern Sky Pearl Peony Credit Card? The ICBC China Southern Sky Pearl Peony Credit Card is a UnionPay single-currency credit card. How about the ICBC China Southern Sky Pearl Peony Credit Card? What are the features of the ICBC China Southern Sky Pearl Peony Credit Card? China Southern Sky Pearl Peony Credit Card is a joint venture between Industrial and Commercial Bank of China and China Southern Airlines. It integrates the functions of China Southern Airlines Sky Pearl membership card and ICBC credit card. It adopts the form of one card with two numbers (credit card number and Sky Pearl membership card number), integrating credit consumption, transfer settlement , a national airline co-branded card with financial functions such as cash deposit and withdrawal. The issuing brands of China Southern Airlines Sky Pearl Peony Credit Card include China UnionPay, Visa, MasterCard and American Express, integrating many brand advantages to give customers more choices. The points accumulated by China Southern Airlines Sky Pearl Peony Credit Card cardholders will be automatically converted into China Southern Airlines award miles, allowing them to enjoy various rewards and services of China Southern Airlines Frequent Flyer Program. The annual fee for the ICBC China Southern Sky Pearl Peony Credit Card is RMB 50, which is waived in the first year. The annual fee is waived for the following year if the card is swiped five times or reaches RMB 5,000. The longest interest-free period is 56 days, the credit limit is 0-10,000, and the withdrawal limit is 50 of the credit limit. In addition, the ICBC China Southern Sky Pearl Peony Credit Card also has the following special features: "Core" new experience, a wonderful start. Among the China Southern Airlines Sky Pearl Peony credit card products, the Visa and MasterCard brands use chip and magnetic stripe composite media designs that comply with EMV standards; while the UnionPay brand uses chip and magnetic stripe composite media designs that comply with the standards of the People's Bank of China. This is among the domestic airline co-branded cards. This is the first of its kind. The application of chips enhances the technical content of the product, greatly improves the security of credit card use, and has wider industry applicability. Easily accumulate and redeem discounts. The consumption points accumulated by China Southern Sky Pearl Peony Credit Card holders for monthly consumption transactions (accumulating 1 point for every RMB 1 spent, 8 points for every USD 1 spent, except for specific transactions that do not accumulate points as stipulated by our bank) will be automatically redeemed on a monthly basis. These are China Southern Airlines award miles, and the redemption standard is 1 kilometer of China Southern Airlines award miles for every 15 consumption points. After the points accumulated by the supplementary cardholder of the China Southern Airlines Sky Pearl Peony Credit Card are converted into China Southern Airlines award miles, they will all be accumulated in the primary cardholder's China Southern Airlines Sky Pearl mileage account. Multiple accumulations, with a little effort. Customers of China Southern Airlines Sky Pearl Peony Credit Card can easily obtain multiple China Southern Airlines award miles (redeem miles by swiping the card for purchases, flight or China Southern Airlines partner award miles) when taking China Southern Airlines flights or paying fees or enjoying services at China Southern Airlines partners. Traffic accident insurance adds thoughtful protection. When customers of China Southern Airlines Sky Pearl Peony Credit Card use their card to pay for the full commercial passenger public transportation fare or the tour fare of no less than RMB 80, they will receive a gold card of RMB 1 million provided by our bank. The traffic accident insurance of RMB 500,000 is provided to provide customers with more considerate protection. Travel inconvenience insurance and enjoy a worry-free journey. When China Southern Airlines Sky Pearl Peony Credit Card customers use their card to pay for the full commercial passenger flight fare or a tour group fare of no less than RMB 80, they can receive the travel inconvenience insurance provided by our bank (including flight delay insurance and baggage delay insurance) , luggage loss insurance), making customers’ journeys safer and more worry-free.