Ledangjia wealth management card

Ledangjia Financial Card is one of the series products of China Construction Bank's Dragon Card Debit Card, which is issued to CCB's high-end customers and is divided into platinum card, gold card and silver card. It has the functions of cash deposit and withdrawal, payment settlement, securities trading, foreign exchange trading, shopping consumption, personal credit investigation, account management and other financial signing services. At the same time, as a VIP customer of our bank, customers can enjoy the corresponding level of VIP services provided by our bank with their cards.

Ledangjia financial card is divided into VISA and MasterCard); According to the brand; Divided into platinum card, gold card and silver card according to the card issuing object; According to the card-holding relationship, it can also be divided into main card and auxiliary card.

◆ Functional characteristics

1. One-card multi-account fully manages your Ledangjia wealth management card, and can manage your pledged loan account in addition to current and fixed deposit accounts in RMB, USD, HKD, Japanese yen, Euro, British pound and other currencies (hereinafter referred to as local and foreign currencies). In addition, you can also link other accounts of China Construction Bank with Ledangjia wealth management card to make overall arrangements for funds.

2. Sign up for financial management and transfer money automatically. You can handle a variety of automatic transfer services, such as changing current account into current account, changing current account into fixed account, changing fixed account into current account, changing notice into current account, and automatic remittance. The bank will automatically allocate funds for you according to your contract.

3. Self-help loan is simple and quick. You can use the self-help channel provided by China Construction Bank to apply for a short-term RMB pledge loan with the lump-sum time deposit or certificate-based national debt account in your Ledangjia wealth management card as collateral to solve the urgent need.

4. Investment and wealth management, maintaining and increasing value. With the Ledangjia wealth management card, you can handle a series of investment and wealth management businesses, such as foreign exchange trading, voucher-type treasury bonds, bank-securities transfer, customer margin service, etc., which is a good financial helper for you to obtain higher income.

5. It is convenient and flexible to collect and pay on behalf of others. You can use the Ledangjia wealth management card as a payroll account, and it can also be used to withhold and remit related expenses, so as to avoid the inconvenience of paying fees at the outlets.

6. Comprehensive reconciliation, send it regularly In order to let you fully grasp the income and expenditure of the account, we can send you a comprehensive statement every month, and all the transaction records in the account are listed at a glance.

7. Convenient number selection and identification. Customers who hold Ledangjia Financial Platinum Card or Gold Card can choose personalized card number according to their own preferences, reflecting your distinguished status.

8. Distinguished service, enjoy the distinguished customers who hold the Platinum Card (or Gold Card) of Ledangjia Finance. They can build financial centers, financial windows or VIP rooms of banks nationwide (or locally), with full-time account managers providing financial services and enjoying various preferential policies, which will bring you more convenience and dignity.

◆ Basic regulations

1. Qualifications required to apply for the Ledangjia wealth management card

Natural persons who have reached the age of 18, have full capacity for civil conduct and repayment ability and meet the requirements can apply for different levels of Ledangjia wealth management card master cards. Natural persons include China residents, soldiers of China People's Liberation Army, China People's Armed Police, Hong Kong, Macao and Taiwan residents and foreign citizens who meet the prescribed conditions.

2. Conditions that customers need to meet when applying for Platinum Card.

(1) The average monthly balance of financial assets of CCB within one year is more than 500,000 yuan (including local and foreign currency savings deposits, funds, national debt, etc.). );

(2) Within one year, the average monthly balance of personal loans reached more than 6,543,800 yuan (inclusive), and the repayment situation was good, with no bad records;

(3) The accumulated consumption of Longka in one year is more than 654.38+10,000 yuan (including) (excluding large-scale consumption such as house purchase, car purchase and transfer).

3. Conditions that customers need to meet when applying for a gold card

(1) The average monthly balance of financial assets of CCB within one year is more than 200,000 yuan (including local and foreign currency savings deposits, funds and government bonds);

(2) Within one year, the average monthly balance of personal loans has reached more than 500,000 yuan (inclusive), the repayment situation is good, and there is no bad record;

(3) Within one year, the accumulated consumption of Longka is more than 50,000 yuan (inclusive) (excluding large consumption such as house purchase, car purchase and transfer).

4. Conditions that customers need to meet when applying for the silver card (the application for the silver card has been cancelled at present)

Personal assets in CCB (including local and foreign currency savings deposits, funds, national debt, etc.). ) More than 50,000 yuan.

5. Application conditions for supplementary cards

The master card applicant/cardholder can apply for a supplementary card for his spouse or immediate family members (if the supplementary card applicant is under the age of 18, the consent of his legal representative is required). You can apply for up to two supplementary cards for each main card.

◆ Bidding materials

Applicants are required to provide their ID cards and copies of their ID cards.