Hello, this situation is ok, provided that your overdue time is short and you can make it up within three days, which will not affect your credit information. Don't cancel the card after the deadline, so the credit record can't be replenished. If you need money urgently, I suggest you choose products of big brands, such as Money Spend, a credit product owned by Xiaoman Finance (formerly Baidu Finance), with low interest rate. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. This answer is provided by Fuguihua. Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.