Currently, ICBC’s credit cards (including quasi-credit cards, credit cards, and international credit cards) have the billing date on the 1st of each month, and the repayment date on the 25th of the month.

The interest-free period for consumer overdrafts can only be obtained if it is a credit card or an international credit card. That is, if you pay off the credit card bill before the 25th of each month, you do not need to bear interest and other fees on the consumer overdraft transaction. . Of course, if you make purchases on the 30th and 31st of each month, that is, at the end of the month, you can get an interest-free period of 25 days. The interest-free period for consumption on the 1st of each month can be up to 31+25=56 days. This is why the ICBC website states that the minimum interest-free repayment period is 25 days and the maximum is 56 days.