Because the money in your credit card has not been paid off, the credit card cannot be canceled temporarily if it is lost. You can choose to report the loss. After reporting the loss, the bank will mail you a new card. If you really want to cancel the account, you can wait until you receive the card and pay off all the money in the card. After the credit card center confirms that you have paid all the outstanding balances, it will handle the account cancellation procedures for you.
1. After canceling a credit card, please cut off the card’s magnetic strip and dispose of it properly.
2. After logging out, you can still view your account information by logging into online banking, and your original card can still receive repayments or refunds. Please pay attention to whether your credit card debt has been paid off.
3. If you want to open a credit card in the future, you can contact the bank customer service.