Jiangsu Bank's "Kayidai" Jiangsu Bank's Kayidai is a Suzhou credit loan product. The borrower can obtain a credit line of up to 300,000 yuan without providing a guarantee and a credit limit of up to 3 years. Within the credit limit and period approved by the bank, the loan funds can be recycled. The loan amount is 300,000, and the annual interest rate is 6 per unit.
Bank of China's "Working Salary Loan" "Working Salary Loan" product is a personal credit revolving loan provided to employees of enterprises and institutions with stable and continuous salary income. No mortgage is required and it can be used repeatedly! The loan amount is 10,000-500,000, and the annual interest rate is 7.2.
China Construction Bank’s “Quick Loan” CCB’s “Quick Loan” is an online full-process self-service loan that individual customers can apply for through CCB’s electronic channels, receive online real-time approval, sign online, and make self-service payments. "Quick Loan" is mainly for CCB business customers, and it is more difficult for non-CCB business customers to apply. The loan limit is generally between RMB 1,000 and RMB 50,000, with a maximum of RMB 500,000. It is valid for one year and can be used and repaid at any time during the period. It is highly flexible.
Industrial and Commercial Bank of China "Personal Credit Loan" Which bank is the best for credit loans in Suzhou? ICBC's "Personal Credit Loan" is a good choice. It is a RMB credit loan issued by ICBC to customers with good credit without providing guarantee. The loan amount is RMB 10,000 to RMB 500,000 and the annual interest rate is 7.2.
Agricultural Bank of China’s “Salary Loan” “Salary Loan” was launched by the Agricultural Bank of China in 2010 and is issued on a credit basis to customers with good credit, using personal salary income as repayment guarantee. Personal salary protection loan business used to meet specific consumption purposes. The loan limit is generally 200 times the monthly provident fund payment, with a maximum of 300,000 yuan.
Bank of Communications’ “e-loan” provides customers with a revolving credit or guaranteed credit line within a certain period. When customers need money, they can withdraw funds at any time through online banking and telephone banking electronic channels. Easily swipe card purchases and pay online. The loan amount is up to 1 million yuan, and the payment period is up to 6 months.
Editor’s note: The above is an introduction to the credit loan products of various banks in Suzhou. Different products have different customer requirements and product features. This concludes the introduction of which bank is good for credit loans in Suzhou. Suggestions Friends in Suzhou should go to banks for on-site inspections to learn more about preferential policies, product advantages, etc. It is best to choose the one that suits you best.