Agricultural Bank of China etc. credit card limit

Currently, there are two business models of Sutong Card: one is a prepaid model of stored-value card and debit card, and the other is a bank-bound The charge card for the account’s postpaid withholding business.

Therefore, the ETC limit is still based on the information provided by the applicant. The better the financial situation, the higher the limit. However, the limit of the Agricultural Bank of China ECT credit card is not very high, and it is more difficult to increase the limit. Compared with If you apply for a credit card the same way, the limits applied for by different banks are also different.

Take a car with a price of 300,000 yuan as an example. The first application limit is about 5,000 if it is from Agricultural Bank; it is usually between 6,000 and 12,000 for China Merchants Bank; it is about 18,000 for Bank of Communications; and it is about 18,000 for Shanghai Pudong Development Bank. It’s around 23,000; Minsheng Bank is around 25,000 to 38,000; China CITIC Bank is around 22,000; Everbright is around 30,000; ICBC is probably between 1,000 and 50,000; Hua Xia Bank’s ETC credit card limit is relatively high, between 1,000 and 80,000. between.

In fact, the credit limit of ETC credit card will increase with the accumulation of your card consumption, repayment status and card holding time. You can call the toll-free service hotline to request an increase in your credit limit after holding the card for 3 months.

How to check the Agricultural Bank of China etc credit card limit:

1. Online query: Step 1: Log in to Agricultural Bank of China Credit Card Online Banking, click on the personal online banking on the left to log in Step 2 : Select the Agricultural Bank of China card number to log in, enter your Agricultural Bank of China credit card and password in the Agricultural Bank of China personal banking public inquiry system to query the balance on the credit card account.

2. Telephone inquiry: Use your mobile phone to dial the Agricultural Bank of China number 95599, follow the prompts and enter your bank card account number and password. You can also check the balance.

3. ATM inquiry: You can also inquire through any bank ATM machine, or go to the bank counter to ensure everything is foolproof.

What is the limit of etc. credit card (credit card)?

etc. The credit card (credit card) limit will vary depending on the type of credit card (credit card): the limit of the ordinary card is between 2,000 and 50,000 yuan, and the limit of the gold card is between 50,000 and 50,000 yuan. Between 200,000 yuan.

It should be noted that the limit that can be applied for a credit card (debit card) is related to the applicant. Generally, the applicant’s conditions (such as credit record, job stability, income stability, job The better the status, etc.), the higher the credit card (debit card) limit that the applicant can apply for.

What is the limit for applying for an ETC credit card? There is a big gap between the credit limits of different banks

ETC credit cards are mainly issued for car owners who need high-speed travel. Holding an ETC credit card can pass at high-speed toll stations in seconds, which saves time and is convenient. So, before you apply for a card, you must want to know how much is the limit when applying for an ETC credit card, and read on for details.

There are many factors that affect the ETC credit card limit, such as the applicant's credit conditions, credit card level, card issuing bank's card approval standards, etc.

Generally speaking, the higher the credit standing, the higher the bank approval limit; and the higher the credit card level, the higher the credit limit. So, what are the card approval standards of different card-issuing banks?

Take a car worth 300,000 yuan as an example. The ECT credit card limit of each bank refers to the following range:

Agricultural Bank of China ETC credit card: about 5,000 yuan;

Investment Promotion Bank ETC credit card: generally between 6,000-12,000 yuan;

Bank of Communications ETC credit card: about 18,000 yuan;

CITIC Bank ETC credit card: about 20,000 yuan;

Pudong Development Bank ETC credit card: about 23,000 yuan;

China Everbright Bank ETC credit card: about 30,000 yuan;

Minsheng Bank ETC credit card: between 25,000-38,000 yuan;

ICBC ETC Credit Card: 1,000-50,000 yuan is possible;

Hua Xia Bank ETC Credit Card: The limit is relatively high, between 1,000-80,000 yuan.

The specific limit for applying for an ETC credit card is subject to the limit issued by the bank. I would like to remind everyone that to apply for an ETC credit card, your ID card and driving license are necessary information and are indispensable.

What is the limit of China Construction Bank etc gold card credit card (credit card)?

The limit of China Construction Bank etc. Gold Card Credit Card (credit card) is generally between 10,000-50,000 yuan.

China Construction Bank credit card (credit card) is divided into regular card, gold card, platinum card and diamond card according to the card level. The limit of a regular card is generally between 1,000-10,000 yuan, that of a gold card is generally between 10,000-50,000 yuan, that of a platinum card is generally between 50,000-200,000 yuan, and that a diamond card can grant a credit limit of up to 5 million yuan.

The limit of a China Construction Bank credit card (debit card) is the credit limit given by the applicant through various evaluations. The evaluation items include: work, credit record, education level and asset status, etc. The better the evaluation item, the higher the credit card (credit card) limit.

What is the general credit limit for industrial and commercial credit cards?

Around 10,000-100,000. The ICBC etc credit card is a UnionPay gold card. According to the past credit status of ICBC, the credit limit of the ICBC etc credit card is generally around 10,000-100,000. The specific limit is determined based on a comprehensive assessment of the credit standing of the card applicant. Please refer to the actual credit limit.

1. CreditCard is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

2. The form of a credit card is a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. [1] Consumers who hold credit cards can go to the special commercial service department After shopping or consumption, the bank will settle the payment with the merchant and cardholder. Cardholder can overdraft within the prescribed limit.

3. The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit limit. In the 1950s, McNamara, a credit expert in Manhattan, was dining in a restaurant. Since he did not bring enough money, he had to ask his wife to send money. This made him feel very embarrassed, so he organized the "Diners Club" (English: Diners Club). Members can bring a dining charge card to 27 designated restaurants to record their consumption without having to pay cash. This is the earliest credit card. Franklin National Bank was the first bank to issue a credit card, and other U.S. banks later followed.

It is said that one day, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet with him. He was deeply embarrassed and had to call his wife to bring it with him. Pay cash at the hotel. So McNamara came up with the idea of ??starting a credit card company.

In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases. This kind of credit card that does not require bank processing is still a commercial credit card.

4. Credit card Another term is credit card, which is a non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account. In February 2012, the bank confirmed that credit cards without passwords are more secure, and they share the responsibility for any fraud. Enjoy an interest-free period of 25-56 days (or 20-50 days). Card consumption enjoys an interest-free period, and if you pay off the bill before the due date, no fees will be incurred. There is no interest-free repayment period for cash withdrawals, and a daily interest rate of 0.05% will be charged from the day of withdrawal. The bank will also charge a certain percentage of cash withdrawal fees. Around 10,000-100,000. The ICBC etc credit card is a UnionPay gold card. According to the past credit status of ICBC, the credit limit of the ICBC etc credit card is generally around 10,000-100,000. The specific limit is determined based on a comprehensive assessment of the credit standing of the card applicant. Please refer to the actual credit limit.

What is the limit of ICBC etc credit card?

The ICBC ETC credit card limit range is between 1,000 and 50,000 yuan. The personal limit can be determined based on your usage.

ICBC will conduct detailed information based on the information provided by the individual as well as the bank's internal credit information and personal income, etc., to determine your initial etc. limit. The credit limit of ETC credit card will increase with the improvement of usage time, consumption situation, creditworthiness, repayment situation and other aspects. You can also go to ICBC to apply for increasing the etc. limit after using it for a period of time. ETC credit cards are functional credit cards issued by banks for a single purpose and field.

How to change the temporary limit of a credit card into a fixed limit?

The temporary credit limit cannot be converted into a fixed limit. The temporary credit limit is a temporary increase in the total credit limit for the temporary needs of customers.

According to bank regulations, generally a temporary increase in credit limit is 20% based on the permanent credit limit and has a certain validity period. The validity period is generally 1-2 months. After this validity period, the original fixed amount will be restored.

If you want to increase the fixed limit, you can try the following methods:

1. Try to use up the credit card limit as much as possible. It is best to use up the limit given by the bank every month. The monthly consumption amount of the cardholder is also the main reference basis for the bank to consider increasing the limit.

2. Use credit cards to spend as much as possible. If you have a credit card, use it as much as possible. The card-issuing bank's information system will record and count the frequency of card swiping. If you can maintain a high number of card swiping purchases and a good repayment record for about half a year, you can generally apply to the bank to increase your credit limit, or even The card-issuing bank will automatically increase the credit limit.

3. Do not incur late fees. If you do not repay on time, you will not only have to pay a high late fee, but it will also be recorded in the bank's credit system and registered in the central bank's personal credit system, which will affect your credit card application, limit increase and consumption. .

The following conditions need to be met to increase the ICBC credit card limit:

1. The ICBC credit card limit increase requires the user to activate it for more than half a year (180 days or issue 6 bills), and the ICBC credit card holder must Cardholders can apply to the credit card center for a limit increase.

2. The first withdrawal requires using the card for more than half a year, using it normally (generally the average monthly consumption is required to be more than 30% of the limit) and having no bad records in the last 6 months.

The credit limit of Peony Credit Card is fixed and no limit adjustment service is provided.

3. In addition, the repayment credit status with no bad records within six months is only the basic condition for increasing the ICBC credit card limit. Whether the limit increase can be successful and possible

About etc card credit card This is the end of the introduction to credit limits and etc. Limits and credit card limits. Have you found the information you need?