You can go to the bank to check.

Generally speaking, if you apply for a mortgage from Rural Commercial Bank, or hold a credit card from Rural Commercial Bank and activate the automatic repayment function of Rural Commercial Bank, your repayment will be repaid at 24:00 on the due date. The previous deduction was successful. Generally, the disbursement date for personal loans is the bank’s monthly deduction date. You can also look at the loan contract, which states the day of the month when the loan will be repaid.

Rural commercial banks are mainly established on the basis of rural credit cooperatives and rural credit cooperative county (city) federations. They are jointly owned by farmers, rural industrial and commercial households, corporate legal persons and other economic organizations within their jurisdiction. A joint-stock local financial institution formed in the form of a joint-stock company.

Notes on automatic deductions from Rural Commercial Bank:

Ensure that the card that needs to be repaid before the repayment date has enough money for the bank to deduct, so as not to affect the deduction. If you miss the deduction time, please deposit sufficient funds as soon as possible and wait for subsequent deductions. If the full amount is not deducted successfully on the repayment date, an overdue record will be generated; please deposit the amount into the repayment account in advance (excluding the repayment date) as agreed to avoid penalty interest and impact on your credit report Record.

If the loan deduction is unsuccessful because there is no deposit in the bank, just contact the bank in time to make up the outstanding balance.

(1) If the contract stipulates a grace period, no late payment fees will be deducted;

(2) After payment is overdue, contact the lending bank promptly and explain the situation; Complete the repayment and pay late payment fees and penalty interest. After depositing, notify the bank in a timely manner to deduct the money again.

(3) One or two short-term overdue loans will not affect your credit record;

(4) Multiple overdue loans may result in loan collection by the bank and bad credit records.

(5) In order to avoid overdue repayment again, it is recommended to deposit sufficient funds in the bank card used for loan repayment a few days in advance to repay the loan.