Instalment music is formal.

1. Fenqile is a financial service platform that specifically provides installment consumption for young people. It is a shopping mall under Lexin. It has a formal business license and is the first company issued by the Shanghai Stock Exchange. Standard ABS Financial Technology Company is also one of the first batch of council members of the China Internet Finance Association and the first 17 units to share Internet financial credit information.

2. Fenqile was established in 2013. It is an installment loan platform that was launched online after being inspected by the China Banking Regulatory Commission and authorized by the National Credit Information Center. Therefore, Fenqile is definitely legal and legal. Fenqile has established long-term strategic partners with a number of JD.com's network operation malls to provide different consumer loan models, which are favored by the masses. Moreover, it has the basic rights and interests to defend its rights under the national law. It is precisely because of its legality that the national legal department has also issued a series of policies for the overdue situation of Fenqile. For non-repayment of Fenqile loans, the first step is to check the personal credit report. There are bad loan records on it, followed by penalties for malicious loan officers.

Fenqile is affiliated to Shenzhen Fenqile Network Technology Co., Ltd. and is a leading Internet consumer financial services company in China. It has established official cooperation with many well-known brands such as Apple, L'Oreal, and Philips, and has become the third largest Internet channel for many brands in terms of sales volume after JD.com and Tmall. Finqile Mall provides users with a brand new e-commerce installment consumption experience with high-quality products and good installment experience.

Fanqile is a financial credit product and an installment shopping mall for college students. It focuses on providing installment shopping and cash consumption services to college students. You can use it to make installment purchases and enjoy the experience of spending first and paying later. Since its main group is college students, it does not require a credit card. You can use it as long as you have a student ID card.

However, although the installment loan is formal, the installment fee is not low. It is best to consider your repayment ability when borrowing money. Do not overdue the loan, which will affect your personal credit situation.