The card number of the original card will be retained. If someone transfers or remits money to the original card, the money will enter the gold card. The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

Expand the management authority and approval procedures of data bank cards;

(a) commercial banks to start all kinds of bank card business, should be in accordance with the provisions of the people's Bank of China on strengthening internal control and authorized credit management, respectively, to develop a unified charter or business management measures, and reported to the head office of the people's Bank of China for approval.

If the head office of a commercial bank is not in Beijing, it should first report to the local central branch of the People's Bank of China, and after examination and approval, the branch of the People's Bank of China will forward it to the head office of the People's Bank of China for approval.

(2) Commercial banks that have started credit card and debit card business may apply to the People's Bank of China for issuing joint cards/ID cards, special cards and stored-value cards; Commercial banks offering RMB credit card business may apply to the People's Bank of China for issuing foreign currency credit cards.

Baidu Encyclopedia-Bank Card Management Measures