Bank of Communications will consider whether to increase the credit card limit as appropriate, and whether it can be increased depends on the credit status of individuals in Bank of Communications. According to the customer's past consumption and credit records, Bank of Communications directly decides whose credit card can be cashed or not. If it is a customer with low credit card usage or bad credit, the general bank will not withdraw money.

1, Bank of Communications has relevant regulations. After withdrawal, if it is a real transaction, the credit card can be swiped every day. Many times we use credit cards in small amounts. Credit cards can be used for online shopping, take-out and public transportation, but the amount is actually not large. You can use it every day as long as you repay it on time. In fact, most people use credit cards for small expenses, such as take-away, online shopping, and taking public transportation. We can use credit cards, and the amount is relatively small. As long as the repayment is made on time, we can use a credit card to make a small amount.

2. There will be a corresponding service charge for using the Bank of Communications credit card. Generally 0.8%- 1%, paid directly by the merchant. Now most people will use the Bank of Communications credit card for consumer settlement. Credit cards of Bank of Communications are divided into credit cards and quasi-credit cards. Credit cards can be overdrawn, swiped or cashed. There is no extra charge for overdraft consumption during the interest-free period, and it is charged outside the interest-free period, and there is no deposit interest.

1. How to check the bank card balance:

(1)ATM self-service inquiry: ATM self-service inquiry is a basic inquiry method with a wide audience. The holder of the bank card carries the bank card to any ATM, inserts the bank card into the scanning position, inputs the password, and operates according to the system prompts to inquire the balance.

(2) Telephone inquiry: Telephone inquiry is a relatively simple inquiry method, which is suitable for cardholders who can't read or use ATM skillfully. The cardholder only needs the customer service phone number of the issuing bank's bank card (usually, the customer service phone number is on the back of the bank card), and can check the balance of the bank card according to the specific voice prompt.

(3) Counter inquiry: Cardholders can bring their ID cards and bank cards to consult relevant staff during the working hours of the issuing bank or any branch of the issuing bank to inquire about the balance.

(4) Mobile phone WeChat query: This query method is mostly used by young people. The cardholder can check the balance by binding the bank card account through the official WeChat account of the issuing bank and following the specific instructions. (Some regional banks may not have opened the official WeChat account service.)

Operating environment: Apple 12, ios 14, WeChat version 6. 1. 10.