Have you ever had a friend borrow your credit card? Have you ever thought about lending your credit card to others to exchange points? Do you know you can't borrow credit cards? Credit card lending has serious consequences, you know? What should you do if your friend has to borrow your credit card?

What should I do if my credit card is stolen? So the first step should be like this.

1. What are the consequences of lending a credit card?

Try to avoid lending credit cards, even friends and relatives. It is best not to borrow a credit card. You see, these people have such consequences because of credit card borrowing.

1, the credit card lent to my boyfriend was maxed out, and I was unable to repay it.

There is a woman out of the desire for marriage, credulous "boyfriend", borrow money to borrow a credit card, and finally be overdrawn by the other party, which has happened more than once. The cardholder himself was also investigated for legal responsibility for the huge overdraft of his credit card and was unable to repay it, and was jailed. Credit card lending to others maliciously overdraws, which has serious consequences and is difficult to protect rights.

2. Lending a friend a credit card faces 8 bank lawsuits.

Because of her fascination with various commemorative credit cards, Miss Yu has applied for credit cards in eight banks, including Shanghai Bank, China Bank and Minsheng Bank. Last year, Miss Yu lent her friend eight credit cards. After overdrawing more than 80,000 yuan, her friend refused to return the arrears. In the face of repeated reminders, Miss Yu will now face the prosecution of various banks.

Second, what if a friend must borrow a credit card?

1, what if I have to borrow it! It is suggested that the cardholder can apply for a supplementary credit card (supplementary card) in addition to the main credit card. The sub-card lent can be subject to some different restrictions according to different borrowers, such as quota limit and whether to open online banking payment to prevent borrowers from abusing it.

2. When lending a credit card, you should check your credit card bill with the borrower, keep evidence records, and agree to pay the interest generated by using the card to prevent the other party from defaulting.

3. In the case of not lending, we should pay attention to controlling the lending targets, and the fewer lending targets, the better. Colleagues, netizens in the same city, casual friends and other objects that may disappear at any time, we don't know much about them. Once we disappear, we will have endless troubles. Therefore, friends who are not particularly familiar must not borrow it, and girlfriends and girlfriends try to refuse.

Sometimes people who borrow credit cards will eat acquaintances. People in intimate circles who know their own situation very well often know a lot of personal information about you, and may even steal your identity documents, mobile phones and other credit card payment verification information. Once they know your credit card information, they are likely to steal it.