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Pay attention to the opening date, repayment date and consumption date of the credit card.
Don't pay attention to the card opening date.

The repayment date is particular: ICBC generally repays on 25th, and the billing date is 30th. In other words, you must handle the latest statement for you before the 25th of each month-rookie level, and you can return it a few days in advance; Master, return it on time on the 25th.

The date of consumption depends: generally, every day is ok, but you don't have to wait until the end of the bill date. It is too close to the repayment date of this bill, and the interest-free period is too short. It is best to wait until the next billing date and use up the interest-free period of more than 50 days. In addition, if you still have credit cards from other banks, and the billing date and repayment date are different from those of ICBC, you should pay attention. For example, for the card of China Merchants Bank, the billing date is 20th, and the repayment date is 8th of next month. Don't use the ICBC card after the 20th, but use it again, even if it is the current month, it will be returned on the 25th of next month. However, China Merchants Bank will not issue the current account until the 20th of next month, and will not return it until the 8th of next month. Is it ten days later than the date of change of your ICBC 25th? -Novice, it is recommended to be familiar with ICBC's consumption and repayment before considering others; Master, you can skillfully use different banks' cards to extend the interest-free use period.