Compulsory deduction means that according to the law, the competent authority (such as the court) can deduct the funds in the bank card through legal procedures. If an individual is forcibly deducted, the funds will be directly transferred to other accounts or paid to creditors, resulting in personal financial losses. It depends on the specific case and debt situation. Forced deduction will have a negative impact on personal credit history. This will lead to a decline in the credit rating and affect the credit ability of individuals in loans, credit cards and so on. If compulsory deduction involves illegal acts, individuals will face legal risks. This includes violating the debt contract and evading the debt, which will lead to legal disputes and legal responsibilities.