How much is the overdue credit card considered as fraud
According to the latest regulations, the standard for the amount of credit card fraud has been raised from the overdue 1, yuan to 5, yuan. It should be noted that the overdue 5, yuan refers to the overdue amount of individual banks, and not all the overdue amounts of credit cards are added together. Also, in addition to the overdue amount, it depends on whether it exceeds the prescribed time limit. For example, if it is more than 3 months, the bank will still be ineffective if it is urged twice.
If you are convicted of credit card fraud, you need to bear the corresponding criminal responsibility. In cases with a large amount, you will be sentenced to fixed-term imprisonment of not more than five years and fined 2, to 2, yuan.
Therefore, it is suggested that users should keep good personal repayment credit, provided that they know their repayment ability clearly and spend within the scope they can afford, and avoid the situation that the follow-up payment is not up, then overdue is inevitable.
Generally speaking, 5, yuan overdue is not fraud. When defining the crime of credit card fraud, we will make a comprehensive judgment according to the overdue amount, the collection situation and the subjective behavior of the cardholder. Once it is determined, the consequences will be serious.