Current location - Trademark Inquiry Complete Network - Overdue credit card - CCB credit card, with a limit of 5,000 yuan. Just now Taobao suggested that the payment limit was insufficient, and so was the railway booking. It cost a total of 3400 yuan.
CCB credit card, with a limit of 5,000 yuan. Just now Taobao suggested that the payment limit was insufficient, and so was the railway booking. It cost a total of 3400 yuan.
1. Credit line 5000 (total credit card overdraft consumption);

2. Available amount -236 (the amount that can be overdrawn now);

3. Withdrawal limit -236 (the amount that can be withdrawn at ATM);

4. The balance is 33,565,438+0.40 (the credit card has been overdrawn by 33,565,438+0.40 yuan and needs to be returned to the bank before the due repayment date).

When 2 available line =3 withdrawal line, it means that you have exceeded the withdrawal line.

When 2 available line =3 withdrawal limit and there is a "-"sign, the negative number is withdrawal fee+interest.

The credit limit of your CCB credit card is 5000 yuan, and the withdrawal limit is 2500 yuan (50%), which means you have withdrawn 2500 yuan.

Your available amount = withdrawal limit = -236, which means your withdrawal fee+interest =236 yuan.

The "-"sign in the account balance indicates that the current balance has a balance, and the "-"sign does not indicate that the current balance is overdrawn.

It stands to reason that 4 balance = 1 credit line -2 available line. The part that doesn't match is that the bill hasn't been paid yet. )

However, your balance difference is 1884.60 yuan. Please check whether there is 1884.60 yuan that has not been accounted for (consumption, cash withdrawal, interest and late payment fee).

You can check the paid bills and unpaid bills through online banking, and all the consumption situation is clear at a glance.

Account balance refers to all funds in the account, including available funds and frozen funds.

Available balance refers to the available funds in the account, that is, the funds after deducting frozen funds from the account balance.