Does the subject want to ask: "Is it true that the credit card is suspended?"? Yes. It is true that the credit card is suspended, that is to say, the cardholder applies to the bank for deferred repayment after the credit card is overdue, and there will be no penalty interest during this period. In fact, most banks will not agree to this application, because it will lose the interests of banks. When the credit card holder cannot repay the credit card debt due to special reasons, he can negotiate with the bank to apply for the bank to suspend the calculation of interest and leave the debt for later treatment. Simply speaking, the suspension of interest is to suspend interest calculation, and the debt is accounted for first and then paid back later.