Credit card repayment order (priority) is to offset the issued bill first, and then offset the outstanding bill. Annual fee, handling fee and interest have the highest priority, followed by the principal of the previous transaction, the principal of the last consumption and so on. The repayment order of the bill is generally according to the annual fee, interest, withdrawal fee, withdrawal principal, credit card consumption amount and so on.

For example, for the bill of the same period, your repayment order is annual fee, interest and handling fee. The handling fee includes installment or cash withdrawal, followed by cash withdrawal principal and credit card consumption principal. In other words, the cardholder swipes the card to withdraw cash in the bill of the same term, and the priority of repayment amount should be the withdrawal interest, followed by the handling fee and the withdrawal principal.

Credit card repayment skills:

1. Change the repayment time of credit card to three days after payday. In general, the repayment date of a credit card is random, but it can be modified manually. Call the customer service phone directly behind the credit card and transfer to manual service. Tell the customer service to set the repayment date of the credit card on a certain day, and the customer service will help you with it. The repayment date is set as the last three days of salary, and the credit card will be returned as soon as the salary arrives. Even if there is a problem with the credit card that day, there are still two days to buffer.

2. Distinguish the repayment date and billing date of the credit card. Credit card repayment date is the day when you have to pay off the credit card bill of last month. The credit card bill date is the date when your credit card total amount is calculated within one month. The money on the bill is the money that must be repaid on the repayment date in about 20 days.

3. Bind the peer savings card. The most worrying way of credit card repayment is to bind the bank savings cards of peers and automatically deduct the fees. It is more convenient if you bind the salary card. When the salary arrives, the money will be deducted automatically, which is safe and risk-free. Of course, the premise is that the credit card pays less than the salary.

4. Alipay wallet repayment. Alipay credit card repayment function, completely free, basically supports all domestic credit cards, and the payment speed is very fast. Many credit cards can arrive within 2 hours of the same day, and the latest is the next day.