The top ten conscientious credit cards in China are as follows:

1. Minsheng Bank Diamond Credit Card

Among the domestically issued credit cards, the best one should be the Minsheng Bank Diamond Card. Although the color of the card is not black, its credit limit can reach up to 3 million yuan, and the annual membership fee is as high as 10,000 yuan.

2. ICBC Peony Platinum Card

It claims to have only 7,000 users worldwide. As one of the four major state-owned banks in China, the card issuance standards of Peony Platinum Card are quite strict. Individuals cannot apply on their own initiative and must be invited by the bank to apply.

3. China Everbright Bank Yanhuang Credit Card

Platinum card, special features and high aviation insurance.

4. CITIC Bank Air China PhoneMiles CITIC Credit Card

Platinum card, the first platinum Air China PhoneMiles credit card with special features.

5. CITIC Bank CITIC STAR Dual Currency Credit Card

Platinum card, special features: VIP room privileges at airports around the world.

6. Everbright Bank Everbright Golf Credit Card

Platinum Card, with special features, you can enjoy golfing services at a discount of 50-30% off the visitor price at more than 150 courses across the country.

7. China Everbright Bank Sunshine Business Travel Credit Card

Platinum card, special features for VIP enjoyment, card number of your choice.

8. China Merchants Bank Platinum Credit Card

Platinum card, with special functions and special discounts in stores across the country.

9. Shanghai Pudong Development Bank Pudong Development Credit Card

Platinum card, featuring RMB/USD dual-currency settlement.

10. Pufa Meng Card

Personalized private customized service, with distinguished VIP services at many airports and high-speed rail stations at home and abroad, as well as preferential services at international hotels. There is no annual fee, and you can get high cash rebates when you spend overseas.