Borrow money from relatives and friends

1. What to do if you can’t pay back your credit card? These methods can help you

1. Apply for deferred repayment or installment payment . Credit cards do not have to be repaid in full. When the funds in hand cannot be recycled, you can choose to make installments or make minimum repayments. For some credit cards, the minimum repayment limit is only 10% of the consumption limit. If the minimum repayment amount is not paid, you can go to the bank's credit card customer service to apply for a deferral of repayment.

2. Ask relatives and friends to borrow money. If you have no money, you have to borrow it from relatives or friends. You would rather owe a favor than a bank. If your relatives and friends are rich, as long as you are reliable, they will still be willing to help you and lend you money.

3. Find a company to return the money on your behalf. If you can't afford it yourself, you can find a credit card repayment company to repay the money to the bank first. The repayment company charges a certain fee, but it can protect your credit report from leaving overdue records. Because, they will help you repay the loan first and charge you some fees.

2: Refusal to communicate, intentionally negligent, turning off the phone and refusing to call, increasing the probability of being sued!

3: Multi-platform online loans, still blindly protecting your credit record !

4: Conceal it from your family, don’t look back until you hit the wall, your family loses trust, give up asking for help, and let the situation develop

5: Already heavily in debt, spend money lavishly, and consume blindly !