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How to deal with violent collection of overdue credit cards?

In the case of violent collection of overdue credit cards, you can handle it in the following ways:

First of all, stay calm and try to avoid directly participating in or responding to the violent behavior of the collection staff. Violent debt collection is illegal, and individuals should safeguard their legitimate rights and interests and not be intimidated by threats or bad language.

Secondly, contact the credit card issuer or customer service department promptly, report the violent collection situation to them, and describe in detail the incident that occurred at that time. Provide relevant evidence, such as audio recordings or videos, to support your statement.

Next, you can report the crime to the local public security agency and protect your rights and interests through legal means. Provide relevant evidence and incident history and allow the police to participate in the investigation and handling. During the reporting process, the situation should be stated truthfully without exaggerating or distorting the facts.

To sum up, when faced with violent collection of overdue credit cards, individuals should remain calm, resist threats of violence, and take active actions to safeguard their legitimate rights and interests. Contact your credit card issuer promptly to report the situation to them and provide the necessary evidence. At the same time, you can report the case to the local public security agency for them to intervene in the investigation and handling.

Extended information:

Credit card overdue refers to the cardholder's failure to repay the debt on time. According to relevant Chinese laws and regulations, credit card issuers have the right to use legal collection methods to recover arrears, but violent collection is illegal. Relevant laws and regulations must be observed during the collection process, such as the "Criminal Law of the People's Republic of China" and the "Contract Law of the People's Republic of China".

According to the "Criminal Law of the People's Republic of China", it is illegal to threaten or intimidate the property safety of others or to commit violence against others, and may constitute criminal acts such as extortion and provocation. The "Contract Law of the People's Republic of China" stipulates that creditors may claim creditor's rights from the debtor, but may not use violence, threats, insults or other methods that infringe on the debtor's personal rights and interests to collect debts.

Therefore, when a credit card is overdue and violently collected, individuals need to take prompt action to protect their rights and interests and safeguard their rights through legal channels.