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SPD Bank Credit Card Points Rules

1. Use Pudong Development Bank Credit Card for general spending. Points will be calculated on a transaction-by-transaction basis according to the standard of earning 1 point for RMB 1 yuan spent on general spending. All general spending in foreign currencies transferred through international card organizations will be denominated in RMB, and you will receive 1 point for every RMB 1 you spend after being credited into your account. Overseas foreign currency transactions will no longer enjoy double points.

2. All account points will be given a 2-month redemption period after expiration. After the redemption period expires, all expired points accumulated before the redemption period will be reset to zero. Points accumulated from consumption during this redemption period will be included in the validity period of the next period.

3. The points earned by the cardholder according to the provisions of this activity will be listed in each statement. Cardholders can exchange for the rights, products, services, flight miles, etc. provided by the Pudong Development Credit Card Center by logging in to the online account service of the Pudong Development Bank Credit Card Center, the official WeChat account of "Puda Bank Credit Card", or the Pudong Development Bank APP client. All redemption gifts are in limited quantity and cannot be exchanged for cash until supplies last.

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