1. If the credit card debt is the same debt, you can specify how both parties will negotiate to bear the debt.

2. If the credit card debt is a personal debt, you can also state the situation of the debt to indicate that it has nothing to do with the other party and does not require the other party to bear repayment responsibility.

Legal Basis

According to Article 1064 of the Civil Code that came into effect on January 1, 2021

Both husband and wife*** Debts borne by the same consent of the spouses, such as signatures or subsequent ratification by one spouse, and debts borne by one spouse in his or her own name for the daily needs of the family during the marriage, are joint debts between the spouses.

Debts borne by one spouse in his or her own name during the marriage, which exceed the daily needs of the family, are not joint debts of the couple; however, the creditor can prove that the debt is used for the joint purpose of the couple. Exceptions include life, sex, production and operation, or based on the consent of both spouses.