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ICBC savings card was suddenly frozen

The ICBC savings card has been frozen and can be unfrozen.

The defrosting method is divided into several situations:

1. Bring your ID card and bank card directly to the nearby bank business hall to handle the defrosting process:

1. There may be abnormal transactions on the credit card: such as malicious cash-out, forged information, consecutive wrong passwords, etc. The bank card may be frozen by the bank.

2. Bank cards may become sleep cards. The definition of a sleep card is a card that has not been used for a certain period of time or a period of time, or a newly applied card has not been activated. Functional and unactivated cards, most banks will not automatically cancel accounts of dormant cards, and will also charge fees, so if you find that a card that has not been used for a long time has not been activated, you should activate it as soon as possible.

3. The bank card is frozen due to third-party reasons. Generally, personal bank cards are frozen in this case. It may be when the police are handling the case, and some special circumstances require the bank card to be frozen. Generally, if a bank card is frozen due to these reasons, when the bank card will be unfrozen requires detailed analysis of the specific issues.

2. Situations that require clear verification by relevant departments before unfreezing:

Judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. At the same time, the public security agencies, national security agencies, tax agencies and other departments also have the right to freeze. To unfreeze the bank card in this situation, it needs to be verified by the relevant departments before proceeding.

Extended information:

How long does it take for a frozen Industrial and Commercial Bank of China card to be used? It depends on the nature of the freeze. If it is temporarily frozen, apply for unfreezing. The relevant time will be determined based on the reply from customer service. Generally, there are Thaw immediately or within 7 working days. If frozen permanently, it cannot be used.

1. Debit card

For debit cards, generally if the card holder has certain violations or commits a crime, the bank card will be frozen. Unfreezing will make relevant time arrangements based on the progress or results of relevant case processing. If the case is minor, the unfreezing time will be determined based on the court's decision. If the case is serious, the account will be banned.

2. Credit card

1. After repaying the payment, apply for unfreezing. It usually takes three to five working days to unfreeze.

2. Malicious fraud, etc. , depending on the severity of the situation, the relevant time for unfreezing will be specified, or the account will be permanently banned and cannot be unfrozen.

Reference: Baidu Encyclopedia-Industrial and Commercial Bank of China