Ask a friend to borrow some money first, and pay all the debts quickly. Credit card overdraft charges interest at the rate of five ten thousandths every day, and it is compound interest. Pay it back quickly, or the interest will crush people.

Second, apply for staging. Generally, you can directly apply for installment payment by calling the credit card service phone. Telling the counter will definitely be invalid. But the interest on installment payment is also very high, with an average annual interest rate of around 7%. The first method is recommended.