Credit cards are interest-free, which means that interest needs to be paid during the repayment period.

Some banks have interest-free time for credit card consumption. The interest-free time of different banks is also slightly different, ranging from 20 days to 56 days.

There are several situations in which there is no interest-free period for credit cards: cash withdrawal by credit cards; After credit card consumption, the current bill amount is not paid off before the repayment date; Overdue repayment; Handle installment repayment or cash installment business.