If the credit card is sued for overdue payment, you can also apply to the court for installment repayment. If not, the bank can apply to the court for enforcement. Compulsory execution means that the people's court, in accordance with legal procedures and according to legally effective documents, uses the state's coercive power to clarify the specific content of execution, forcing civil obligors to perform their obligations, so as to ensure the realization of creditors' rights.

legal ground

Article 238 of the Civil Procedure Law stipulates that if one party fails to perform the creditor's rights documents that can be enforced by the notary office according to law, the other party may apply to the people's court with jurisdiction for enforcement, and the people's court applying for enforcement shall enforce it. If the notarized creditor's rights document is indeed wrong, the people's court shall rule that it will not be executed, and serve the ruling on both parties and the notary office.