Current location - Trademark Inquiry Complete Network - Overdue credit card - Some problems about credit cards
Some problems about credit cards
1. If you can choose a bank, then

Higher amount: transportation, CITIC, people's livelihood, investment promotion, etc.

There are many outlets: industry and commerce, construction, China, agriculture, postal services and transportation.

The application is relatively easy: transportation, CITIC, Guangfa, China Everbright, etc.

Long interest-free period: Huaxia, industry and commerce, transportation and agriculture.

There are many activities: investment promotion, bank communication, etc. There are both, see what you need.

Low withdrawal fee: industry and commerce, construction and people's livelihood.

Low staging threshold: Everbright, Ping An and ICBC.

Low installment fee: Everbright and ICBC.

If the bank chooses you, whoever awards you is the best.

2. Credit cards have two major uses: credit card consumption and cash withdrawal. The daily interest rate of credit card consumption is 0.05%, with the shortest interest-free period of 20 days and the longest interest-free period of 50 days (CCB, BOC, Minsheng, Guangfa, CITIC, etc.). ), or the minimum interest-free period is 25 days, and the maximum interest-free period is 56 days (ICBC, ABC, Bank of Communications, Huaxia, etc. ); There is no interest-free period for withdrawal, and interest will start to accrue from the date of withdrawal, with a daily interest rate of 0.05% and a handling fee.

3. How much should I pay? How can I return it? You can deposit or transfer money at the counter, ATM deposit or transfer money, bundle automatic repayment, and Alipay credit card repayment.