Hello poster, in fact, credit card bill and limit issues are relatively simple! First of all, the limit is set by the bank. Based on your current limit of 22,000 yuan, you can spend up to 22,000 yuan, but if you want to withdraw cash, the limit is generally less than half of the credit card limit! This is the difference between the limit and the amount of cash you can withdraw!

The second is the billing issue! The bill is all the amount you swiped between the 15th and the 15th of the following month. You will know how much you have to repay to the bank after the payment is made, and then you can pay the balance for this account period by the 4th of the following month at the latest. Of course, you can also You can choose to repay in installments or choose the minimum repayment!

So the limits you mentioned, firstly, I don’t know whether they are the amount that can still be swiped by card or the amount that can be withdrawn in cash. Secondly, if you have installment repayments, the amount will be reduced!