China Merchants Bank Exclusive Consumption Installment Card is a special installment credit card. After the cardholder uses it, the installment will be automatically completed, and the principal and handling fee will be incurred for repayment in installments.

Chinese Merchants Bank Exclusive Consumption Installment Card Application Conditions: Application is limited to principal cardholders of China Merchants Bank credit card personal cards, and only cardholders who hold student cards, business cards, business cards, purchasing cards or supplementary cards People are currently unable to apply. After successfully applying for an installment card for the first time, an independent installment card account will be generated. Cardholders may not use installment cards for production and operation, investment, house purchase, etc., or for engaging in illegal activities. After the automatic installment is completed, the successful installment transaction cannot be revoked, and the successful installment transaction amount or number of installments cannot be changed. Successful installment transactions will not be affected by repayment or returns and will be automatically canceled.

China Merchants Bank’s exclusive consumption installment credit card refers to a special installment card that cardholders apply to China Merchants Bank for consumption needs and are issued after approval by China Merchants Bank. After cardholders use the installment card to make purchases at merchants designated by CMB, they will automatically complete the installment according to the number of installments agreed with CMB in advance, and repay the principal and installment handling fee in installments. The principal and installment handling fee of each installment will be included in the current installment. Card bill. The installment card can only be applied by principal cardholders of China Merchants Bank’s personal credit card. Cardholders who only hold student cards, business cards, official cards, purchasing cards or supplementary cards cannot apply for it at the moment. Cardholders can apply for installment cards through self-service channels such as China Merchants Bank’s official credit card client Mobile Life or through the credit card customer service hotline (including sales hotline). The specific application channels and application procedures are subject to the actual display.

Instalment cards are only available in RMB currency. The cardholder's credit limit for multiple credit card accounts, various installment credit limits, supplementary card credit limits, cash withdrawal limits, etc. are subject to the total credit limit limit set by the CMB Credit Card Center for the cardholder. When a cardholder applies for an installment card, the application qualifications and the credit limit of the installment card (also known as the "installment card limit") are subject to the comprehensive assessment results of the China Merchants Bank Credit Card Center. Installment card consumption and installment principal, interest and handling fees are not included in the calculation of China Merchants Bank personal user points. After the cardholder successfully applies for an installment card, the CMB Credit Card Center will approve the installment card limit and installment handling rate for the cardholder. When 6 months have passed since the cardholder's successful application, the CMB Credit Card Center will re-evaluate the installment card limit and installment handling rate for the cardholder. CMB Credit Card Center has the right to evaluate and decide to adjust the installment card limit based on the cardholder's credit status and use of the account credit limit (the installment card limit can be adjusted until it reaches zero). The CMB Credit Card Center will notify cardholders of the information on adjusting the installment card limit through one or more of the following methods: Mobile Life, official WeChat, mobile banking, SMS, etc.