After studying abroad, it is very necessary to apply for a bank card locally. It can be much more convenient and the safety of funds is also guaranteed. How to apply for a Thai bank card? Come and read about it!

Thailand bank card application process

1. Provide the materials required to apply for a bank card, including a valid passport, proof of fixed address, a pre-deposit of about 2,500 baht, and a If you have a visa of more than 10 years, you may be provided with a purchase contract for purchasing real estate in Thailand. If you have a work visa, you can apply directly. In addition, different banks and real estate developers have different requirements for opening an account. When ordering a real estate account, you must confirm the required materials with the real estate developer in advance before going to the bank to open an account.

2. Bank staff will review the application materials, and the applicant will fill in the account opening application form. After completing the form, the applicant will formally register to open a bank account. Moreover, the annual fees for different types of cards are different, so be sure to ask clearly before applying. In addition, when ordering to open a real estate account, you must confirm the required materials with the real estate developer in advance before opening a bank account.

3. Carefully check the bank name, account name, address, account holder’s name information and SWIFT code. This information is very important for overseas remittances.

Things to note when applying for a bank card in Thailand

1. The minimum deposit for a Thai bank account is generally 500 baht for current accounts and 1,000 baht for fixed-term accounts.

2. The minimum account balance requirement for a Thai bank account is 2,000 baht. If there are no transactions in the account for a year and the balance is lower than this amount, the account management fee will be deducted, usually 50 baht/month.

3. The debit card issued by the Thai Baht current account in Thailand can be bound to multiple accounts at the same time, including current and fixed-term accounts.

4. The debit card issued by the Bank of Thailand has an initial fee and an annual fee. Generally, the initial fee is 100 baht and the annual fee is 200 baht.

5. Non-Thai foreigners can open debit cards in Thai banks, but they are not allowed to open current accounts and credit cards.

6. You can get a debit card when opening an account, and some can get a UnionPay card. Most of them are VISA, and the password for debit cards is only 4 digits. It should be noted that most debit cards can only be used to withdraw cash at the ATMs of the bank, but not the ATMs of other banks. If you enter the wrong password, you will be blocked.

7. Currently, it seems that only Bank of China, ICBC, and Thai Capital have UnionPay debit cards in Thailand. Only the Great Wall UnionPay Global Connect debit card of BOC Thailand is a dual-currency debit card for Thai baht and RMB.

8. After opening the account, you will have the following things: bank card, account coupon, and one-year personal accident insurance policy. What needs special attention is that the account numbers on the bank card and account certificate are different! If someone else remits money to you, you can only provide them with the account number of the account.

Answers to questions about applying for a bank card in Thailand

1. What information is needed to apply for an ICBC card in Thailand?

Answer: Passport, student card and latest tuition payment slip;

2. What information is needed when remitting money from China? How much is the handling fee? How long does it take to get the money? 2 Answer: Use the domestic ICBC mobile banking to choose express transfer and the remittance is free. The fastest is the same day and the slowest is three working days;

3. What is the handling fee for each transaction when withdrawing money in Thailand? How much is the handling fee for each transaction if I withdraw money from another bank in Thailand?

Answer: The first 6 withdrawals in Thailand are free of charge (any bank’s ATM machine is acceptable). The 7th withdrawal fee is 10 baht each time;

4. Apply to the Industrial and Commercial Bank of Thailand Card, can I open online banking?

Answer: Online banking can be done;

5. Can it be bound to WeChat and Alipay?

Answer: The accounts opened in Thailand are under the control of the Bank of Thailand and cannot be bound to WeChat Alipay at present.

Extended reading: Taboos you need to know about studying in Thailand

1. Respect religion

Thailand is a country where all people believe in religion. 90% of the residents in the country believe in Buddhism. , and Buddhism is very common in daily life and has been integrated into all aspects of life. Everyone needs to be particularly cautious when interacting with others.

For example, the head plays a very important role in Buddhism. When interacting with locals, try not to touch their heads; and the feet are the most filthy part in Buddhist transactions. Don't use your feet when giving instructions. This will be considered disrespectful to others.

2. Respect the Royal Family

The royal family has a very high status in Thailand. Although the government leads the development of the country, the royal family confirms the backbone of the people and their sense of existence is very strong. , similar to the Queen's status in the Commonwealth countries, is a mascot-like existence.

Therefore, after everyone arrives in Thailand, they need to respect their royal family and do not discuss or criticize the royal family members in public occasions. Not only may it offend the locals, but it may also violate the law. be punished accordingly.

3. Color taboos

In terms of color, everyone also needs to pay attention to its use. Thailand itself is a country that is very bold in eating colors. All kinds of bright colors are in the streets and alleys. Summary is very common, so you need to pay special attention when using it. There are many taboos here.

Red is used more frequently in solemn occasions such as sacrifices, bright yellow is a very common bright color, and brown is a rarely used color. In addition, there are representative theme colors for every day, seven days a week. , everyone can do what they like.

IV. Clothing taboos

Thailand has its own national costumes, which you can see very often in daily life. You can also purchase one or two sets of costumes for participating in traditional activities. In this way It can better integrate into the local environment and help everyone adapt to life.

In addition, special attention should be paid to the attire when going to traditional religious buildings such as temples. Do not wear suspenders and short skirts. You need to cover your limbs tightly. This is a way of showing respect. Everyone should do as the Romans do.