Based on the information you provided, I can give the following answer:
Yes, it is still possible to apply for a credit card even if you are overdue once.
Details are as follows:
First, credit card applications are comprehensively evaluated based on multiple factors. Late payment is just one of them, not the only deciding factor. When banks or other institutions evaluate an applicant's credit risk, they usually consider multiple factors, including but not limited to the applicant's income status, job stability, personal credit record, etc. Therefore, even if you have one past due date, it is still possible to get a credit card with other good credit factors.
Second point, your credit record is an important reference. Late payments may leave a negative mark on your credit history, which may have an impact on your credit assessment. However, if you can still maintain a good credit history, such as making timely payments on other loans or bills, and demonstrate good credit behavior, even if you are overdue once, you may still have the opportunity to apply for a credit card by proving your credit worthiness.
The third point is that it is also important to choose the right credit card product. Different credit card products have different requirements and risk tolerance levels. Some credit card products have lower credit evaluation requirements and are suitable for applicants with slightly flawed credit records. At the same time, some high-end credit cards may set higher application thresholds and have stricter credit record requirements. Therefore, you can choose a suitable credit card product based on your credit situation and apply for it.
To sum up, it is possible to apply for a credit card even if it is overdue once. But please note that before applying, it is recommended that you maintain a good credit record and choose a credit card product that suits you to apply to increase your chances of being approved.
I hope the above answers are helpful to you.
Extended information:
Credit card is a payment tool that can provide convenient and fast consumption and payment services. The issuance of credit cards is usually based on the applicant's credit evaluation results to ensure that the credit card usage process is safe and orderly. Some common credit evaluation reference factors include personal income status, credit history, job stability, repayment ability, etc. Maintaining a good credit record and responsible credit behavior are crucial for credit card application and use.
Summary:
Even if you are overdue once, you may still be able to apply for a credit card. Credit card applications are the result of a combination of factors, and late payments are just one of those factors. Therefore, by maintaining a good credit record, choosing a credit card product that suits you, and demonstrating good credit behavior, you still have a chance of successfully applying for a credit card.
The above are answers based on the information you provided. I hope it will be helpful to you. If you have any further questions, please feel free to ask me.