Hello, it's difficult to sell cards, but it's easy to say. The main contradiction is that the high-quality customers that banks care about are mature people who are not so keen on credit cards, and the procedures for handling cards are very complicated for them. People who are keen on handling cards are younger. Generally speaking, the best place to sell credit cards is the company. If you pay close attention to a customer, you can successfully sell them in the circle around him. This kind of people have a relatively stable life and income, and are better customers. Of course, public affairs personnel are better, but public affairs personnel rarely deal with it collectively unless it is a relationship introduction. There are also some steps to help people reduce trouble. Such as various certificates. Learn some risk-free solutions.

Advantages:

1. You can enjoy an interest-free period of 25-56 days without deposit overdraft. You can repay the loan on time without paying any interest.

2. When shopping, swiping the card is not only safe, hygienic and convenient, but also points and gifts.

3. Cardholders can enjoy preferential treatment in special merchants of banks.

4. Accumulate personal credit, add a credit record to your credit file, and benefit for life.

Disadvantages:

1, blind consumption of credit cards is not like paying cash. You spend money one by one. I don't feel anything after brushing. A few figures lead to blind consumption and spending money like water. However, what to buy and what not to buy can be treated irrationally?

2. Excessive consumption of laptops, digital cameras and smart phones. While enjoying their favorite items in advance, I also have to consider whether my salary is just a drop in the bucket when I repay next month.

3. High interest rate If you can't take good care of your credit card and can't repay it on time when the final repayment date comes, the bank will charge a certain interest fee to avoid greater risks. You have only yourself to blame.

4/ Impact on personal credit records Long-term malicious breach of contract will naturally affect personal credit records and even be blacklisted by banks. It will be difficult to get a loan from the bank to buy a house and a car in the future-but you won't manage your money without asking.