How to repay CITIC Bank credit card installments
How to repay CITIC Credit Card installments:
1. CITIC Credit Card WeChat public account processing
Users can open WeChat (version 8.0.16) in the iPhone 13 iOS 15.0 version, then follow the "CITIC Bank Credit Card" WeChat official account, click on the "Service Hall" in the "Card Opening and Account Checking" in the navigation bar, and click after entering Just "Bill Installment".
2. CITIC Credit Card Official Website
Users can use Baidu Browser (13.0.0.10) on Macbook Pro13 (macOSSierra10.12.6) to log in to the CITIC Bank Credit Card official website () and log in to their personal account For online banking, click "Bill Inquiry for this Issue" in "My Account", and you can handle bill installments after entering.
3. CITIC Credit Card Customer Service Hotline
Users can call CITIC Bank Credit Card Customer Service Hotline 4008895558 and follow the voice prompts for installment.
4. Processing at the counter of a CITIC Bank business outlet
Users can bring their credit card to the counter of a CITIC Bank business outlet for processing.
CITIC Group Co., Ltd. (formerly China International Trust and Investment Corporation) was founded in 1979 by Comrade Rong Yiren with the support of Comrade Deng Xiaoping. Since its establishment, the company has given full play to its important role as an economic reform pilot and a window for opening up to the outside world, carried out fruitful exploration and innovation in many fields, and successfully opened up a path for China's reform and opening up by absorbing and utilizing foreign capital, introducing advanced technology, equipment and management experience. and the innovative development path of modern construction services.
In 2002, China International Trust and Investment Corporation carried out institutional reforms and changed its name to China CITIC Group Corporation, becoming a state-authorized investment institution. In 2011, China CITIC Group Corporation was restructured into a wholly state-owned company, renamed China CITIC Group Co., Ltd. (referred to as CITIC Group), and initiated the establishment of CITIC Corporation Limited (referred to as CITIC Limited). In August 2014, CITIC Group injected 100% of the equity of CITIC Limited into CITIC Pacific, a Hong Kong listed company, achieving overall overseas listing.
CITIC Group, in accordance with its mission of “implementing national strategies and promoting national rejuvenation”, takes “building an outstanding enterprise group and forging a century-old national brand” as its development vision, and “deepens the reform of state-owned enterprises, strengthens technological innovation and "Integrating into regional strategies" is the main line of work, and we are deeply involved in the five major business sectors of comprehensive finance, advanced intelligent manufacturing, advanced materials, new consumption and new urbanization, and are committed to becoming a banner for the implementation of national strategies, a leading domestic and world-class technology-based outstanding enterprise group. In 2020, CITIC Group was listed on the Fortune Global 500 list for the 12th consecutive year, ranking 126th.
How to repay with CITIC Bank credit card
CITIC Bank credit card actually has a variety of repayment methods. When making repayment, users can use the following methods:
< p>1. Repayment at bank counter. When repaying, users can bring cash and credit cards to the counter of CITIC Bank for repayment. However, this method is cumbersome and wastes a long time.2. Use the ATM machine for repayment. When users use ATM machines to make repayments, it is basically the same as depositing money with our ordinary debit cards. Users only need to insert the card, enter the password, put cash in the ATM machine, and then make ATM repayment.
3. Online banking repayment. If the user has opened online banking, he can also make repayment through online banking. No matter which bank's online banking is available, it is possible. The specific operation method is basically the same as transfer.
4. Third-party platform for repayment. Many third-party platforms now support credit card repayment, such as Alipay, WeChat, etc. Therefore, users can also use this method when making repayments.
Notes on credit card repayment: 1. Pay attention to the credit card repayment date. Usually, the repayment date is about 20 days after the credit card statement date. Users must pay off the balance between the billing date and the repayment date to avoid overdue payments.
It is best not to have an overflow deposit. When repaying a loan, many users may deposit an extra portion of cash in their credit card, which is also known as an overflow deposit. This part of the cash does not generate interest, and handling fees will also be charged when withdrawing cash.
Therefore, it is best not to have an overflow deposit.
CITIC Bank credit card grace period
1. The grace period of CITIC Bank credit card is 3 days. For example, if the repayment date is the 25th, then the grace period is 3 days, on the evening of the 28th Any repayment before 20 o'clock can be regarded as normal repayment. If the repayment is made after this time, it will be regarded as overdue. Note that not only will penalty interest be charged for overdue repayment, but overdue records will also be uploaded to your personal credit report in real time, and the consequences will be very serious.
2. In addition, if the cardholder needs to delay repayment due to special circumstances, he can call the CITIC Bank credit card customer service hotline, and the credit card grace period can be increased to 5 days. It seems that CITIC Bank's credit card repayment rules are relatively user-friendly.
An inventory of China CITIC Bank’s credit card repayment methods. In fact, there are many repayment channels
As the popularity of credit cards increases, many people have one or two credit cards. Usually When shopping and eating, I like to pay by credit card. When the repayment period comes, you can just repay according to the bill, and you can also enjoy the interest-free period. However, many novices are not sure how to repay after swiping the card. Below, I will use CITIC Bank as an example to explain how to repay CITIC Bank credit card and CITIC Bank credit card repayment strategy.
There are 8 repayment methods for CITIC Credit Card. You can choose the repayment method according to your own situation
1. Automatic transfer repayment
If you have opened With CITIC Wealth Management Card or current passbook, you can apply for automatic repayment service through 400 customer service hotline, uplink SMS, CITIC Bank personal online banking or at a CITIC Bank branch. Our bank will automatically repay your credit card bill on the last repayment date every month. The corresponding amount will be deducted from your designated CITIC Wealth Management Card or passbook.
2. Automatic foreign exchange purchase and repayment
For the consumption accounts generated in your account, you only need to transfer a sufficient amount of RMB (RMB debt owed) before the due repayment date. ) is deposited into your CITIC Credit Card account. The RMB deposited each time will be automatically used first to repay the balance due in the current statement, and the excess will be used to repay the balance in the RMB account.
If you have activated RMB automatic repayment at this time, on the due repayment date, we will automatically convert the balance in your account into RMB and together with the RMB account balance, transfer it from your CITIC Wealth Management Card or current passbook Automatic transfer and repayment from your RMB account.
3. Online banking repayment
If you have opened a CITIC Wealth Management card or current passbook, you can log in to register to activate your personal online banking and sign up with your credit card, that is Online transfer and repayment are possible. Instant payment, no handling fees (if you need to repay someone else's CITIC credit card, you need to activate the "enhanced version" of online banking at a CITIC Bank outlet).
4. ATM transfer and repayment
Use the CITIC Bank Wealth Management Card to transfer and repay the CITIC Credit Card at any CITIC Bank ATM machine, and the money will arrive in real time with no handling fees .
5. CITIC Automatic Deposit Machine Repayment
Make cash repayments in RMB at CITIC Bank’s Automatic Deposit Machine (ADM) or Deposit and Withdrawal Machine (CDM). Instant payment, no handling fees.
6. Telephone Banking Transfer Repayment
If you have opened a CITIC Bank Wealth Management Card or current passbook, and have activated the self-service transfer service of Telephone Banking, you can call Telephone Banking 95558 ,
Use phone transfer to pay off your own credit card balance.
7. Over-the-counter repayment
Over-the-counter cash repayment: Use cash to repay the CITIC credit card at any branch of CITIC Bank. To accept repayment on behalf of others and repayment without a card, please make sure to fill in the CITIC credit card accurately. Instant payment, no handling fees.
Over-the-counter transfer repayment: At any CITIC Bank outlet, use CITIC Wealth Management Card or current passbook to transfer repayment to a CITIC credit card, and accept repayment by others and repayment without a card. Instant payment, no handling fees.
Check repayment at the counter: Repay the CITIC credit card by check at any CITIC Bank outlet. It usually takes 2-3 working days to arrive, and there is no handling fee.
8. Online banking, telephone and over-the-counter foreign exchange purchase and repayment
For the consumer accounts generated in your account, we also have a variety of repayment methods for you to choose from: Online banking and foreign exchange purchase and repayment payment, repayment of foreign exchange purchased over the phone and repayment of foreign exchange purchased over the counter.
Online banking foreign exchange purchase and repayment
If you have opened a CITIC Wealth Management card or current passbook, you can log in to register to activate your personal online banking and sign up with your credit card, that is Online foreign exchange purchase and repayment can be realized.
Purchase foreign exchange and repay by phone
You only need to deposit a sufficient amount of RMB into your CITIC Credit Card account before the due date of repayment, and then call the customer service hotline 40088- 95558,
You can apply for foreign exchange purchase and repayment.
Purchase foreign exchange and repay over the counter
You can also purchase foreign exchange and repay in RMB at designated outlets of CITIC Bank with the original current statement and identity document.
How to repay a CITIC Bank credit card
Credit cards are often used in our daily life and work, so how to repay a credit card? How to repay CITIC Bank credit card? I'm sharing my method in the hope it can help everyone.
01
Users who bind a CITIC Bank savings card to repay a CITIC credit card can automatically repay CITIC directly by binding a CITIC Bank savings card. For bank credit cards, the prerequisite for repayment is that there is enough money in the savings card.
02
Bind Alipay for repayment. Credit cards of CITIC Bank can be repaid by binding Alipay. After binding Alipay, you can set a repayment reminder date. Alipay will remind you to repay before the payment is due.
03
Bind WeChat for repayment CITIC Bank’s credit card can be directly bound to WeChat for repayment. The prerequisite for repayment by binding WeChat is that there are sufficient funds in WeChat.
04
Go to a CITIC Bank counter or automatic deposit machine to repay. If your credit card is from CITIC Bank, you can directly go to a CITIC Bank counter or automatic deposit machine to make repayment.
How to repay CITIC Bank credit card? Introduction to five repayment methods
1. Bind CITIC Bank Debit Card for repayment
2. Bind Alipay for repayment
3. Bind WeChat Repayment
4. Go to the CITIC Bank counter to repay the money
5. Go to the CITIC Bank automatic deposit machine to repay the money
How to repay the CITIC credit card
p>1. UnionPay online repayment
Log in to the UnionPay online payment website, register to activate the personal payment service, and bind your debit card, then you can make an online payment to CITIC Credit card repayments. Instant payment, no handling fees for the time being.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
APP version: v5.7.1
2. Alipay Repayment
Log in to the Alipay website and select "Credit Card Repayment". Follow the instructions and use a debit card issued by any bank with online payment function to repay the CITIC credit card. Funds arrive in real time.
3. Tenpay repayment
Log in to the Tenpay website and select "Credit Card Repayment". Follow the instructions and use a loan issued by any of the following banks with online payment functions. Debit the card to repay the CITIC credit card, and the funds will arrive in your account in real time.
IV. Self-service smart terminal repayment
You can bring any debit card with the UnionPay logo and make payment through CITIC, Minsheng, Ping An, Pudong Development, Huaxia, Shenzhen Self-service smart terminals with the Lakala logo, Fuyou logo, UnionPay logo and UnionPay Business Payment Easy to transfer and repay CITIC credit cards with the UnionPay logo have been deployed by major banks and tens of thousands of special merchants or convenience stores across the country. .
On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Cards. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking among the top in the domestic banking industry. Among them, CITIC Platinum Credit Card The number of cards issued ranks first in the country, and it has initially established its position and brand image in China's credit card market.
CITIC Bank Credit Card has always been aimed at serving the public and has applied credit card processing to better serve the public. Many people who have used credit cards know that credit cards are very convenient and can be used not only in domestic shopping malls and supermarkets. , and can even be used in some foreign consumption places. Credit cards greatly facilitate the general public and allow banks to gain more profits from them.
CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues.
The first thing is to develop good consumption habits and avoid brushing off all the credit limit without restraint. The use of credit cards is because on some occasions, when the cash and bank cards on you cannot be used for normal payment, you can use the credit card. Be able to use credit cards. CITIC Bank credit cards have a certain limit. Generally, high-quality customers will have a higher limit.
Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best to Don't use credit cards.
The CITIC Platinum Card will charge an annual fee after the regular card is upgraded to a Platinum Card, and it cannot be offset with points, and it will be deducted after the user confirms the upgrade, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operations, independent accounting, corporatization and professional management of credit card business.
That’s it for the introduction of how to repay CITIC Bank credit card.