Then you need to apply for a VISA single-currency international card, and you can choose pounds sterling. However, international cards require a deposit in advance, and interest will be charged on overdrafts. It is recommended to use a VISA dual-currency credit card, and the repayment can be in US dollars or RMB. Bank of China It's okay, and it's convenient to pay back US dollars or British pounds.
Visa card is a bank card (credit card or debit card) issued by Visa International. Domestic visa cards are jointly issued by banks and Visa International. The credit card will have the Visa logo on it. This card can be used around the world and will enjoy certain rights when used at Visa merchants. There are few merchants in China that support Visa cards.
Domestically issued visa cards mainly meet the consumption needs of domestic consumers abroad. After use, users can directly return them in RMB, and the bank can transfer the cards to foreign currencies for repayment. The bank may charge a certain handling fee when converting, and different banks have different ratios.
When users want to have such a credit card, they can apply directly through bank counters, online banking, etc. Different banks have different requirements, and the subsequent credit limits are also different. Usually, the more proof of financial resources you submit, the greater the credit limit the bank will grant. Your personal credit report must be good when applying.
After using a credit card, you must repay it on time. If you fail to repay it on time, penalty interest will accrue. The longer the time, the more the penalty interest will be. Moreover, after overdue repayment, the bank will upload it to the credit reference center, resulting in personal taxation. The letter becomes bad. When your credit report becomes bad, it will affect the subsequent processing of various loans, such as home loans or car loans.
Visa is limited to places with the "visa verification service" logo, and there are relatively more in Southeast Asia and the Americas. Currently, it may be available in most countries, but master is more common and convenient in Europe. The following are famous international credit card organizations and famous credit card companies: 1.visa (Visa) 2.master card (MasterCard) 3.diners club (diners club) 4.american express (American Express) 5.jcb Visa and Master Card are international credit card organizations. They do not issue cards themselves, but are issued by banks, which are members of the agreement. All major domestic banks have basically joined these two organizations. All domestic card issuers have dual-currency credit cards in RMB and US dollars. You can freely choose credit cards issued by members of Mastercard or Visa, two major international organizations. From a practical perspective, mastercard can be used almost anywhere overseas where visa cards can be used. At present, there are also many merchants with visa logo in China. For example, foreign-related star hotels, etc.